▼ 0.50% · 3.625%
HK$22,662
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,367
−HK$716/mo
Today · 4.125%
HK$24,083
baseline
▲ 0.50% · 4.625%
HK$25,548
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,166/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,211
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,887
−HK$686/mo
Today · 4.125%
HK$26,573
baseline
▲ 0.50% · 4.625%
HK$27,974
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,146/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,928
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,703
−HK$788/mo
Today · 4.125%
HK$26,491
baseline
▲ 0.50% · 4.625%
HK$28,103
+HK$1,612/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$52,982/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,732
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,476
−HK$754/mo
Today · 4.125%
HK$29,230
baseline
▲ 0.50% · 4.625%
HK$30,771
+HK$1,541/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$58,460/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,194
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,040
−HK$859/mo
Today · 4.125%
HK$28,899
baseline
▲ 0.50% · 4.625%
HK$30,658
+HK$1,759/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$57,798/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,253
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,065
−HK$823/mo
Today · 4.125%
HK$31,888
baseline
▲ 0.50% · 4.625%
HK$33,569
+HK$1,681/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$63,776/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,460
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,377
−HK$931/mo
Today · 4.125%
HK$31,308
baseline
▲ 0.50% · 4.625%
HK$33,213
+HK$1,905/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,616/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,774
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,653
−HK$892/mo
Today · 4.125%
HK$34,545
baseline
▲ 0.50% · 4.625%
HK$36,366
+HK$1,821/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,090/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,726
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,713
−HK$1,003/mo
Today · 4.125%
HK$33,716
baseline
▲ 0.50% · 4.625%
HK$35,768
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,432/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,295
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,242
−HK$960/mo
Today · 4.125%
HK$37,202
baseline
▲ 0.50% · 4.625%
HK$39,163
+HK$1,961/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,404/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,993
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,050
−HK$1,074/mo
Today · 4.125%
HK$36,124
baseline
▲ 0.50% · 4.625%
HK$38,322
+HK$2,198/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,248/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,817
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,831
−HK$1,029/mo
Today · 4.125%
HK$39,860
baseline
▲ 0.50% · 4.625%
HK$41,961
+HK$2,101/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,720/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,259
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,387
−HK$1,146/mo
Today · 4.125%
HK$38,533
baseline
▲ 0.50% · 4.625%
HK$40,877
+HK$2,344/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,066/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,338
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,419
−HK$1,098/mo
Today · 4.125%
HK$42,517
baseline
▲ 0.50% · 4.625%
HK$44,758
+HK$2,241/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$85,034/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,525
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,723
−HK$1,218/mo
Today · 4.125%
HK$40,941
baseline
▲ 0.50% · 4.625%
HK$43,432
+HK$2,491/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,882/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,859
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,008
−HK$1,166/mo
Today · 4.125%
HK$45,174
baseline
▲ 0.50% · 4.625%
HK$47,555
+HK$2,381/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,348/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,791
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,060
−HK$1,289/mo
Today · 4.125%
HK$43,349
baseline
▲ 0.50% · 4.625%
HK$45,987
+HK$2,638/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$86,698/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,380
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,597
−HK$1,235/mo
Today · 4.125%
HK$47,832
baseline
▲ 0.50% · 4.625%
HK$50,353
+HK$2,521/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$95,664/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,826 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).