▼ 0.50% · 3.625%
HK$22,697
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,403
−HK$717/mo
Today · 4.125%
HK$24,120
baseline
▲ 0.50% · 4.625%
HK$25,588
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,240/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,250
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,927
−HK$687/mo
Today · 4.125%
HK$26,614
baseline
▲ 0.50% · 4.625%
HK$28,017
+HK$1,403/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,228/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,966
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,743
−HK$789/mo
Today · 4.125%
HK$26,532
baseline
▲ 0.50% · 4.625%
HK$28,146
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,064/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,775
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,520
−HK$755/mo
Today · 4.125%
HK$29,275
baseline
▲ 0.50% · 4.625%
HK$30,819
+HK$1,544/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,550/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,236
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,083
−HK$861/mo
Today · 4.125%
HK$28,944
baseline
▲ 0.50% · 4.625%
HK$30,705
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,888/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,300
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,112
−HK$825/mo
Today · 4.125%
HK$31,937
baseline
▲ 0.50% · 4.625%
HK$33,620
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,874/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,506
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,424
−HK$932/mo
Today · 4.125%
HK$31,356
baseline
▲ 0.50% · 4.625%
HK$33,264
+HK$1,908/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,712/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,825
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,705
−HK$893/mo
Today · 4.125%
HK$34,598
baseline
▲ 0.50% · 4.625%
HK$36,422
+HK$1,824/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,196/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,775
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,764
−HK$1,004/mo
Today · 4.125%
HK$33,768
baseline
▲ 0.50% · 4.625%
HK$35,823
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,536/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,350
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,298
−HK$962/mo
Today · 4.125%
HK$37,260
baseline
▲ 0.50% · 4.625%
HK$39,224
+HK$1,964/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,520/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,045
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,104
−HK$1,076/mo
Today · 4.125%
HK$36,180
baseline
▲ 0.50% · 4.625%
HK$38,381
+HK$2,201/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,360/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,875
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,891
−HK$1,030/mo
Today · 4.125%
HK$39,921
baseline
▲ 0.50% · 4.625%
HK$42,025
+HK$2,104/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,842/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,315
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,444
−HK$1,148/mo
Today · 4.125%
HK$38,592
baseline
▲ 0.50% · 4.625%
HK$40,940
+HK$2,348/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,184/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,400
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,483
−HK$1,099/mo
Today · 4.125%
HK$42,582
baseline
▲ 0.50% · 4.625%
HK$44,827
+HK$2,245/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,164/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,584
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,785
−HK$1,219/mo
Today · 4.125%
HK$41,004
baseline
▲ 0.50% · 4.625%
HK$43,499
+HK$2,495/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,008/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,925
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,076
−HK$1,168/mo
Today · 4.125%
HK$45,244
baseline
▲ 0.50% · 4.625%
HK$47,629
+HK$2,385/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,488/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,854
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,125
−HK$1,291/mo
Today · 4.125%
HK$43,416
baseline
▲ 0.50% · 4.625%
HK$46,058
+HK$2,642/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,832/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,450
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,669
−HK$1,236/mo
Today · 4.125%
HK$47,905
baseline
▲ 0.50% · 4.625%
HK$50,430
+HK$2,525/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,810/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,358 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).