▼ 0.50% · 3.625%
HK$22,527
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,228
−HK$712/mo
Today · 4.125%
HK$23,940
baseline
▲ 0.50% · 4.625%
HK$25,396
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,880/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,061
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,733
−HK$682/mo
Today · 4.125%
HK$26,415
baseline
▲ 0.50% · 4.625%
HK$27,807
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,830/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,780
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,551
−HK$783/mo
Today · 4.125%
HK$26,334
baseline
▲ 0.50% · 4.625%
HK$27,936
+HK$1,602/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$52,668/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,567
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,307
−HK$750/mo
Today · 4.125%
HK$29,057
baseline
▲ 0.50% · 4.625%
HK$30,588
+HK$1,531/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$58,114/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,032
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,873
−HK$855/mo
Today · 4.125%
HK$28,728
baseline
▲ 0.50% · 4.625%
HK$30,476
+HK$1,748/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,456/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,073
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,880
−HK$818/mo
Today · 4.125%
HK$31,698
baseline
▲ 0.50% · 4.625%
HK$33,369
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,396/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,285
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,196
−HK$926/mo
Today · 4.125%
HK$31,122
baseline
▲ 0.50% · 4.625%
HK$33,015
+HK$1,893/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,244/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,579
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,453
−HK$887/mo
Today · 4.125%
HK$34,340
baseline
▲ 0.50% · 4.625%
HK$36,150
+HK$1,810/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,680/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,538
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,519
−HK$997/mo
Today · 4.125%
HK$33,516
baseline
▲ 0.50% · 4.625%
HK$35,555
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$67,032/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,086
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,026
−HK$955/mo
Today · 4.125%
HK$36,981
baseline
▲ 0.50% · 4.625%
HK$38,930
+HK$1,949/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$73,962/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,791
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,842
−HK$1,067/mo
Today · 4.125%
HK$35,909
baseline
▲ 0.50% · 4.625%
HK$38,094
+HK$2,185/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,818/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,592
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,600
−HK$1,023/mo
Today · 4.125%
HK$39,623
baseline
▲ 0.50% · 4.625%
HK$41,711
+HK$2,088/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,246/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,043
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,164
−HK$1,139/mo
Today · 4.125%
HK$38,303
baseline
▲ 0.50% · 4.625%
HK$40,634
+HK$2,331/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$76,606/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,098
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,173
−HK$1,091/mo
Today · 4.125%
HK$42,264
baseline
▲ 0.50% · 4.625%
HK$44,492
+HK$2,228/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$84,528/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,296
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,487
−HK$1,210/mo
Today · 4.125%
HK$40,697
baseline
▲ 0.50% · 4.625%
HK$43,174
+HK$2,477/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,394/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,604
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,746
−HK$1,160/mo
Today · 4.125%
HK$44,906
baseline
▲ 0.50% · 4.625%
HK$47,273
+HK$2,367/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,812/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,549
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,810
−HK$1,281/mo
Today · 4.125%
HK$43,091
baseline
▲ 0.50% · 4.625%
HK$45,713
+HK$2,622/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,182/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,110
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,320
−HK$1,227/mo
Today · 4.125%
HK$47,547
baseline
▲ 0.50% · 4.625%
HK$50,053
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,094/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,916 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).