▼ 0.50% · 3.625%
HK$21,745
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,422
−HK$687/mo
Today · 4.125%
HK$23,109
baseline
▲ 0.50% · 4.625%
HK$24,515
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,218/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,192
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,840
−HK$659/mo
Today · 4.125%
HK$25,499
baseline
▲ 0.50% · 4.625%
HK$26,843
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,998/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,920
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,664
−HK$756/mo
Today · 4.125%
HK$25,420
baseline
▲ 0.50% · 4.625%
HK$26,967
+HK$1,547/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,840/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,611
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,324
−HK$724/mo
Today · 4.125%
HK$28,048
baseline
▲ 0.50% · 4.625%
HK$29,527
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,096/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,095
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,906
−HK$825/mo
Today · 4.125%
HK$27,731
baseline
▲ 0.50% · 4.625%
HK$29,418
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,462/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,030
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,809
−HK$789/mo
Today · 4.125%
HK$30,598
baseline
▲ 0.50% · 4.625%
HK$32,211
+HK$1,613/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,196/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,269
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,148
−HK$894/mo
Today · 4.125%
HK$30,042
baseline
▲ 0.50% · 4.625%
HK$31,870
+HK$1,828/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,084/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,449
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,293
−HK$855/mo
Today · 4.125%
HK$33,148
baseline
▲ 0.50% · 4.625%
HK$34,895
+HK$1,747/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,296/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,444
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,391
−HK$962/mo
Today · 4.125%
HK$32,353
baseline
▲ 0.50% · 4.625%
HK$34,321
+HK$1,968/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,706/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,868
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,777
−HK$921/mo
Today · 4.125%
HK$35,698
baseline
▲ 0.50% · 4.625%
HK$37,580
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,396/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,618
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,633
−HK$1,031/mo
Today · 4.125%
HK$34,664
baseline
▲ 0.50% · 4.625%
HK$36,773
+HK$2,109/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,328/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,287
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,261
−HK$987/mo
Today · 4.125%
HK$38,248
baseline
▲ 0.50% · 4.625%
HK$40,264
+HK$2,016/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,496/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,793
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,875
−HK$1,100/mo
Today · 4.125%
HK$36,975
baseline
▲ 0.50% · 4.625%
HK$39,224
+HK$2,249/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,950/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,707
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,745
−HK$1,053/mo
Today · 4.125%
HK$40,798
baseline
▲ 0.50% · 4.625%
HK$42,948
+HK$2,150/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,596/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,967
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,117
−HK$1,168/mo
Today · 4.125%
HK$39,285
baseline
▲ 0.50% · 4.625%
HK$41,676
+HK$2,391/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,570/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,126
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,229
−HK$1,119/mo
Today · 4.125%
HK$43,348
baseline
▲ 0.50% · 4.625%
HK$45,633
+HK$2,285/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,696/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,142
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,359
−HK$1,237/mo
Today · 4.125%
HK$41,596
baseline
▲ 0.50% · 4.625%
HK$44,127
+HK$2,531/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$83,192/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,545
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,713
−HK$1,185/mo
Today · 4.125%
HK$45,898
baseline
▲ 0.50% · 4.625%
HK$48,317
+HK$2,419/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$91,796/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,642 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).