▼ 0.50% · 3.625%
HK$21,619
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,291
−HK$683/mo
Today · 4.125%
HK$22,974
baseline
▲ 0.50% · 4.625%
HK$24,372
+HK$1,398/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,948/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,050
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,695
−HK$655/mo
Today · 4.125%
HK$25,350
baseline
▲ 0.50% · 4.625%
HK$26,686
+HK$1,336/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,700/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,780
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,520
−HK$752/mo
Today · 4.125%
HK$25,272
baseline
▲ 0.50% · 4.625%
HK$26,809
+HK$1,537/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$50,544/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,455
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,165
−HK$720/mo
Today · 4.125%
HK$27,885
baseline
▲ 0.50% · 4.625%
HK$29,355
+HK$1,470/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$55,770/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,942
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,749
−HK$820/mo
Today · 4.125%
HK$27,569
baseline
▲ 0.50% · 4.625%
HK$29,247
+HK$1,678/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,138/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,861
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,635
−HK$785/mo
Today · 4.125%
HK$30,420
baseline
▲ 0.50% · 4.625%
HK$32,023
+HK$1,603/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,840/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,104
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,978
−HK$889/mo
Today · 4.125%
HK$29,867
baseline
▲ 0.50% · 4.625%
HK$31,684
+HK$1,817/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,734/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,266
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,104
−HK$851/mo
Today · 4.125%
HK$32,955
baseline
▲ 0.50% · 4.625%
HK$34,692
+HK$1,737/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,910/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,266
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,207
−HK$957/mo
Today · 4.125%
HK$32,164
baseline
▲ 0.50% · 4.625%
HK$34,121
+HK$1,957/mo
Deposit HK$2.84M · loan HK$6.64M · min. income ≈ HK$64,328/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,671
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,574
−HK$916/mo
Today · 4.125%
HK$35,490
baseline
▲ 0.50% · 4.625%
HK$37,360
+HK$1,870/mo
Deposit HK$2.84M · loan HK$6.64M · min. income ≈ HK$70,980/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,428
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,437
−HK$1,024/mo
Today · 4.125%
HK$34,461
baseline
▲ 0.50% · 4.625%
HK$36,558
+HK$2,097/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,922/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,076
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,043
−HK$982/mo
Today · 4.125%
HK$38,025
baseline
▲ 0.50% · 4.625%
HK$40,029
+HK$2,004/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,050/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,590
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,666
−HK$1,093/mo
Today · 4.125%
HK$36,759
baseline
▲ 0.50% · 4.625%
HK$38,995
+HK$2,236/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$73,518/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,481
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,513
−HK$1,047/mo
Today · 4.125%
HK$40,560
baseline
▲ 0.50% · 4.625%
HK$42,698
+HK$2,138/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$81,120/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,752
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,895
−HK$1,161/mo
Today · 4.125%
HK$39,056
baseline
▲ 0.50% · 4.625%
HK$41,433
+HK$2,377/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,112/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,886
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,982
−HK$1,113/mo
Today · 4.125%
HK$43,095
baseline
▲ 0.50% · 4.625%
HK$45,366
+HK$2,271/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,190/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,913
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,124
−HK$1,230/mo
Today · 4.125%
HK$41,354
baseline
▲ 0.50% · 4.625%
HK$43,870
+HK$2,516/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$82,708/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,291
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,452
−HK$1,178/mo
Today · 4.125%
HK$45,630
baseline
▲ 0.50% · 4.625%
HK$48,035
+HK$2,405/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$91,260/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,077 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).