▼ 0.50% · 3.625%
HK$22,681
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,387
−HK$717/mo
Today · 4.125%
HK$24,104
baseline
▲ 0.50% · 4.625%
HK$25,570
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,208/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,233
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,909
−HK$687/mo
Today · 4.125%
HK$26,596
baseline
▲ 0.50% · 4.625%
HK$27,998
+HK$1,402/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,192/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,949
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,725
−HK$789/mo
Today · 4.125%
HK$26,514
baseline
▲ 0.50% · 4.625%
HK$28,127
+HK$1,613/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,028/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,756
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,500
−HK$755/mo
Today · 4.125%
HK$29,255
baseline
▲ 0.50% · 4.625%
HK$30,798
+HK$1,543/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,510/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,217
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,064
−HK$860/mo
Today · 4.125%
HK$28,924
baseline
▲ 0.50% · 4.625%
HK$30,684
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,848/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,279
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,091
−HK$824/mo
Today · 4.125%
HK$31,915
baseline
▲ 0.50% · 4.625%
HK$33,597
+HK$1,682/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,830/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,486
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,403
−HK$932/mo
Today · 4.125%
HK$31,335
baseline
▲ 0.50% · 4.625%
HK$33,241
+HK$1,906/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,670/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,802
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,682
−HK$893/mo
Today · 4.125%
HK$34,575
baseline
▲ 0.50% · 4.625%
HK$36,397
+HK$1,822/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,150/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,754
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,741
−HK$1,004/mo
Today · 4.125%
HK$33,745
baseline
▲ 0.50% · 4.625%
HK$35,798
+HK$2,053/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,490/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,326
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,273
−HK$961/mo
Today · 4.125%
HK$37,234
baseline
▲ 0.50% · 4.625%
HK$39,197
+HK$1,963/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,468/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,022
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,080
−HK$1,075/mo
Today · 4.125%
HK$36,155
baseline
▲ 0.50% · 4.625%
HK$38,355
+HK$2,200/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,310/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,849
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,864
−HK$1,030/mo
Today · 4.125%
HK$39,894
baseline
▲ 0.50% · 4.625%
HK$41,997
+HK$2,103/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,788/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,290
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,419
−HK$1,147/mo
Today · 4.125%
HK$38,566
baseline
▲ 0.50% · 4.625%
HK$40,912
+HK$2,346/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,132/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,372
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,455
−HK$1,098/mo
Today · 4.125%
HK$42,553
baseline
▲ 0.50% · 4.625%
HK$44,796
+HK$2,243/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,106/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,558
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,757
−HK$1,219/mo
Today · 4.125%
HK$40,976
baseline
▲ 0.50% · 4.625%
HK$43,469
+HK$2,493/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,952/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,895
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,046
−HK$1,167/mo
Today · 4.125%
HK$45,213
baseline
▲ 0.50% · 4.625%
HK$47,596
+HK$2,383/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,426/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,826
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,096
−HK$1,290/mo
Today · 4.125%
HK$43,386
baseline
▲ 0.50% · 4.625%
HK$46,026
+HK$2,640/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,772/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,419
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,637
−HK$1,236/mo
Today · 4.125%
HK$47,873
baseline
▲ 0.50% · 4.625%
HK$50,396
+HK$2,523/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,746/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,679 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).