▼ 0.50% · 3.625%
HK$21,690
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,365
−HK$686/mo
Today · 4.125%
HK$23,051
baseline
▲ 0.50% · 4.625%
HK$24,453
+HK$1,402/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,102/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,130
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,778
−HK$656/mo
Today · 4.125%
HK$25,434
baseline
▲ 0.50% · 4.625%
HK$26,775
+HK$1,341/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,868/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,859
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,602
−HK$754/mo
Today · 4.125%
HK$25,356
baseline
▲ 0.50% · 4.625%
HK$26,898
+HK$1,542/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,712/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,543
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,255
−HK$722/mo
Today · 4.125%
HK$27,977
baseline
▲ 0.50% · 4.625%
HK$29,452
+HK$1,475/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,954/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,028
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,838
−HK$823/mo
Today · 4.125%
HK$27,661
baseline
▲ 0.50% · 4.625%
HK$29,344
+HK$1,683/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$55,322/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,956
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,733
−HK$788/mo
Today · 4.125%
HK$30,521
baseline
▲ 0.50% · 4.625%
HK$32,130
+HK$1,609/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$61,042/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,198
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,075
−HK$891/mo
Today · 4.125%
HK$29,966
baseline
▲ 0.50% · 4.625%
HK$31,789
+HK$1,823/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,932/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,369
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,211
−HK$853/mo
Today · 4.125%
HK$33,064
baseline
▲ 0.50% · 4.625%
HK$34,807
+HK$1,743/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,128/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,367
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,311
−HK$960/mo
Today · 4.125%
HK$32,271
baseline
▲ 0.50% · 4.625%
HK$34,234
+HK$1,963/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,542/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,783
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,689
−HK$919/mo
Today · 4.125%
HK$35,608
baseline
▲ 0.50% · 4.625%
HK$37,485
+HK$1,877/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,216/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,536
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,548
−HK$1,028/mo
Today · 4.125%
HK$34,576
baseline
▲ 0.50% · 4.625%
HK$36,680
+HK$2,104/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,152/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,196
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,166
−HK$985/mo
Today · 4.125%
HK$38,151
baseline
▲ 0.50% · 4.625%
HK$40,162
+HK$2,011/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,302/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,705
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,784
−HK$1,097/mo
Today · 4.125%
HK$36,881
baseline
▲ 0.50% · 4.625%
HK$39,125
+HK$2,244/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,762/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,609
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,644
−HK$1,050/mo
Today · 4.125%
HK$40,694
baseline
▲ 0.50% · 4.625%
HK$42,840
+HK$2,146/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,388/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,874
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,021
−HK$1,165/mo
Today · 4.125%
HK$39,186
baseline
▲ 0.50% · 4.625%
HK$41,570
+HK$2,384/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,372/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,022
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,122
−HK$1,116/mo
Today · 4.125%
HK$43,238
baseline
▲ 0.50% · 4.625%
HK$45,517
+HK$2,279/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,476/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,043
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,257
−HK$1,234/mo
Today · 4.125%
HK$41,491
baseline
▲ 0.50% · 4.625%
HK$44,016
+HK$2,525/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,982/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,435
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,600
−HK$1,181/mo
Today · 4.125%
HK$45,781
baseline
▲ 0.50% · 4.625%
HK$48,194
+HK$2,413/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,562/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,227 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).