▼ 0.50% · 3.625%
HK$21,207
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,867
−HK$670/mo
Today · 4.125%
HK$22,537
baseline
▲ 0.50% · 4.625%
HK$23,908
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,074/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,593
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,226
−HK$641/mo
Today · 4.125%
HK$24,867
baseline
▲ 0.50% · 4.625%
HK$26,178
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,734/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,328
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,054
−HK$737/mo
Today · 4.125%
HK$24,791
baseline
▲ 0.50% · 4.625%
HK$26,299
+HK$1,508/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,582/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,952
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,648
−HK$706/mo
Today · 4.125%
HK$27,354
baseline
▲ 0.50% · 4.625%
HK$28,796
+HK$1,442/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,708/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,449
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,240
−HK$804/mo
Today · 4.125%
HK$27,044
baseline
▲ 0.50% · 4.625%
HK$28,690
+HK$1,646/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,088/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,311
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,071
−HK$770/mo
Today · 4.125%
HK$29,841
baseline
▲ 0.50% · 4.625%
HK$31,414
+HK$1,573/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,682/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,569
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,427
−HK$871/mo
Today · 4.125%
HK$29,298
baseline
▲ 0.50% · 4.625%
HK$31,081
+HK$1,783/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,596/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,671
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,493
−HK$835/mo
Today · 4.125%
HK$32,328
baseline
▲ 0.50% · 4.625%
HK$34,032
+HK$1,704/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,656/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,690
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,614
−HK$938/mo
Today · 4.125%
HK$31,552
baseline
▲ 0.50% · 4.625%
HK$33,472
+HK$1,920/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,104/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,030
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,916
−HK$898/mo
Today · 4.125%
HK$34,814
baseline
▲ 0.50% · 4.625%
HK$36,649
+HK$1,835/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,628/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,811
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,800
−HK$1,006/mo
Today · 4.125%
HK$33,806
baseline
▲ 0.50% · 4.625%
HK$35,863
+HK$2,057/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,612/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,389
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,338
−HK$963/mo
Today · 4.125%
HK$37,301
baseline
▲ 0.50% · 4.625%
HK$39,267
+HK$1,966/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,602/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,931
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,987
−HK$1,072/mo
Today · 4.125%
HK$36,059
baseline
▲ 0.50% · 4.625%
HK$38,253
+HK$2,194/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,118/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,748
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,761
−HK$1,027/mo
Today · 4.125%
HK$39,788
baseline
▲ 0.50% · 4.625%
HK$41,885
+HK$2,097/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,576/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,052
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,174
−HK$1,139/mo
Today · 4.125%
HK$38,313
baseline
▲ 0.50% · 4.625%
HK$40,644
+HK$2,331/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,626/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,108
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,183
−HK$1,092/mo
Today · 4.125%
HK$42,275
baseline
▲ 0.50% · 4.625%
HK$44,503
+HK$2,228/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,550/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,173
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,360
−HK$1,207/mo
Today · 4.125%
HK$40,567
baseline
▲ 0.50% · 4.625%
HK$43,035
+HK$2,468/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,134/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,467
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,606
−HK$1,155/mo
Today · 4.125%
HK$44,761
baseline
▲ 0.50% · 4.625%
HK$47,121
+HK$2,360/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,522/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,035 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).