▼ 0.50% · 3.625%
HK$21,979
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,663
−HK$695/mo
Today · 4.125%
HK$23,358
baseline
▲ 0.50% · 4.625%
HK$24,779
+HK$1,421/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,716/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,452
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,107
−HK$666/mo
Today · 4.125%
HK$25,773
baseline
▲ 0.50% · 4.625%
HK$27,131
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,546/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,177
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,929
−HK$764/mo
Today · 4.125%
HK$25,693
baseline
▲ 0.50% · 4.625%
HK$27,257
+HK$1,564/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,386/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,897
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,618
−HK$732/mo
Today · 4.125%
HK$28,350
baseline
▲ 0.50% · 4.625%
HK$29,844
+HK$1,494/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,700/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,375
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,196
−HK$833/mo
Today · 4.125%
HK$28,029
baseline
▲ 0.50% · 4.625%
HK$29,735
+HK$1,706/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$56,058/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,342
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,129
−HK$798/mo
Today · 4.125%
HK$30,927
baseline
▲ 0.50% · 4.625%
HK$32,558
+HK$1,631/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$61,854/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,573
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,462
−HK$903/mo
Today · 4.125%
HK$30,365
baseline
▲ 0.50% · 4.625%
HK$32,212
+HK$1,847/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$60,730/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,787
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,640
−HK$865/mo
Today · 4.125%
HK$33,505
baseline
▲ 0.50% · 4.625%
HK$35,271
+HK$1,766/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$67,010/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,771
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,728
−HK$973/mo
Today · 4.125%
HK$32,701
baseline
▲ 0.50% · 4.625%
HK$34,690
+HK$1,989/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,402/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,232
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,150
−HK$932/mo
Today · 4.125%
HK$36,082
baseline
▲ 0.50% · 4.625%
HK$37,984
+HK$1,902/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,164/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,969
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,994
−HK$1,042/mo
Today · 4.125%
HK$35,036
baseline
▲ 0.50% · 4.625%
HK$37,168
+HK$2,132/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,072/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,678
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,661
−HK$998/mo
Today · 4.125%
HK$38,659
baseline
▲ 0.50% · 4.625%
HK$40,697
+HK$2,038/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,318/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,167
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,261
−HK$1,111/mo
Today · 4.125%
HK$37,372
baseline
▲ 0.50% · 4.625%
HK$39,646
+HK$2,274/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,744/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,123
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,172
−HK$1,064/mo
Today · 4.125%
HK$41,236
baseline
▲ 0.50% · 4.625%
HK$43,410
+HK$2,174/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,472/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,365
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,527
−HK$1,181/mo
Today · 4.125%
HK$39,708
baseline
▲ 0.50% · 4.625%
HK$42,124
+HK$2,416/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,416/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,568
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,683
−HK$1,131/mo
Today · 4.125%
HK$43,814
baseline
▲ 0.50% · 4.625%
HK$46,123
+HK$2,309/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,628/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,563
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,793
−HK$1,251/mo
Today · 4.125%
HK$42,044
baseline
▲ 0.50% · 4.625%
HK$44,602
+HK$2,558/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,088/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,013
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,193
−HK$1,198/mo
Today · 4.125%
HK$46,391
baseline
▲ 0.50% · 4.625%
HK$48,836
+HK$2,445/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$92,782/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,894 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).