▼ 0.50% · 3.625%
HK$22,566
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,268
−HK$713/mo
Today · 4.125%
HK$23,981
baseline
▲ 0.50% · 4.625%
HK$25,440
+HK$1,459/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,962/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,104
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,778
−HK$683/mo
Today · 4.125%
HK$26,461
baseline
▲ 0.50% · 4.625%
HK$27,856
+HK$1,395/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,922/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,823
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,595
−HK$784/mo
Today · 4.125%
HK$26,379
baseline
▲ 0.50% · 4.625%
HK$27,984
+HK$1,605/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,758/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,615
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,355
−HK$752/mo
Today · 4.125%
HK$29,107
baseline
▲ 0.50% · 4.625%
HK$30,641
+HK$1,534/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,214/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,079
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,921
−HK$856/mo
Today · 4.125%
HK$28,777
baseline
▲ 0.50% · 4.625%
HK$30,528
+HK$1,751/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,554/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,125
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,933
−HK$820/mo
Today · 4.125%
HK$31,753
baseline
▲ 0.50% · 4.625%
HK$33,427
+HK$1,674/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,506/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,336
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,248
−HK$927/mo
Today · 4.125%
HK$31,175
baseline
▲ 0.50% · 4.625%
HK$33,072
+HK$1,897/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,350/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,636
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,511
−HK$888/mo
Today · 4.125%
HK$34,399
baseline
▲ 0.50% · 4.625%
HK$36,212
+HK$1,813/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,798/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,592
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,575
−HK$998/mo
Today · 4.125%
HK$33,573
baseline
▲ 0.50% · 4.625%
HK$35,616
+HK$2,043/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,146/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,146
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,089
−HK$956/mo
Today · 4.125%
HK$37,045
baseline
▲ 0.50% · 4.625%
HK$38,998
+HK$1,953/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,090/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,849
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,902
−HK$1,070/mo
Today · 4.125%
HK$35,972
baseline
▲ 0.50% · 4.625%
HK$38,160
+HK$2,188/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,944/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,657
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,667
−HK$1,024/mo
Today · 4.125%
HK$39,691
baseline
▲ 0.50% · 4.625%
HK$41,783
+HK$2,092/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,382/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,106
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,229
−HK$1,141/mo
Today · 4.125%
HK$38,370
baseline
▲ 0.50% · 4.625%
HK$40,704
+HK$2,334/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,740/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,167
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,244
−HK$1,093/mo
Today · 4.125%
HK$42,337
baseline
▲ 0.50% · 4.625%
HK$44,569
+HK$2,232/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,674/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,362
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,555
−HK$1,213/mo
Today · 4.125%
HK$40,768
baseline
▲ 0.50% · 4.625%
HK$43,248
+HK$2,480/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,536/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,678
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,822
−HK$1,161/mo
Today · 4.125%
HK$44,983
baseline
▲ 0.50% · 4.625%
HK$47,354
+HK$2,371/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,966/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,619
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,882
−HK$1,284/mo
Today · 4.125%
HK$43,166
baseline
▲ 0.50% · 4.625%
HK$45,792
+HK$2,626/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,332/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,188
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,400
−HK$1,229/mo
Today · 4.125%
HK$47,629
baseline
▲ 0.50% · 4.625%
HK$50,140
+HK$2,511/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,258/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,625 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).