▼ 0.50% · 3.625%
HK$22,317
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,012
−HK$705/mo
Today · 4.125%
HK$23,717
baseline
▲ 0.50% · 4.625%
HK$25,160
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,434/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,828
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,494
−HK$675/mo
Today · 4.125%
HK$26,169
baseline
▲ 0.50% · 4.625%
HK$27,549
+HK$1,380/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,338/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,549
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,313
−HK$776/mo
Today · 4.125%
HK$26,089
baseline
▲ 0.50% · 4.625%
HK$27,676
+HK$1,587/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,178/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,311
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,043
−HK$743/mo
Today · 4.125%
HK$28,786
baseline
▲ 0.50% · 4.625%
HK$30,304
+HK$1,518/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,572/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,781
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,614
−HK$846/mo
Today · 4.125%
HK$28,460
baseline
▲ 0.50% · 4.625%
HK$30,192
+HK$1,732/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,920/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,794
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,593
−HK$810/mo
Today · 4.125%
HK$31,403
baseline
▲ 0.50% · 4.625%
HK$33,058
+HK$1,655/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,806/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,013
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,915
−HK$917/mo
Today · 4.125%
HK$30,832
baseline
▲ 0.50% · 4.625%
HK$32,708
+HK$1,876/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$61,664/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,276
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,142
−HK$878/mo
Today · 4.125%
HK$34,020
baseline
▲ 0.50% · 4.625%
HK$35,813
+HK$1,793/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$68,040/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,244
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,216
−HK$988/mo
Today · 4.125%
HK$33,204
baseline
▲ 0.50% · 4.625%
HK$35,224
+HK$2,020/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,408/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,759
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,691
−HK$946/mo
Today · 4.125%
HK$36,637
baseline
▲ 0.50% · 4.625%
HK$38,568
+HK$1,931/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,274/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,476
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,517
−HK$1,058/mo
Today · 4.125%
HK$35,575
baseline
▲ 0.50% · 4.625%
HK$37,740
+HK$2,165/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,150/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,242
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,241
−HK$1,013/mo
Today · 4.125%
HK$39,254
baseline
▲ 0.50% · 4.625%
HK$41,323
+HK$2,069/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,508/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,708
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,819
−HK$1,128/mo
Today · 4.125%
HK$37,947
baseline
▲ 0.50% · 4.625%
HK$40,256
+HK$2,309/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,894/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,725
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,790
−HK$1,081/mo
Today · 4.125%
HK$41,871
baseline
▲ 0.50% · 4.625%
HK$44,078
+HK$2,207/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,742/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,940
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,120
−HK$1,199/mo
Today · 4.125%
HK$40,319
baseline
▲ 0.50% · 4.625%
HK$42,772
+HK$2,453/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,638/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,207
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,339
−HK$1,149/mo
Today · 4.125%
HK$44,488
baseline
▲ 0.50% · 4.625%
HK$46,833
+HK$2,345/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$88,976/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,171
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,421
−HK$1,269/mo
Today · 4.125%
HK$42,690
baseline
▲ 0.50% · 4.625%
HK$45,288
+HK$2,598/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,380/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,690
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,889
−HK$1,216/mo
Today · 4.125%
HK$47,105
baseline
▲ 0.50% · 4.625%
HK$49,588
+HK$2,483/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,210/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,726 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).