▼ 0.50% · 3.625%
HK$21,722
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,398
−HK$686/mo
Today · 4.125%
HK$23,084
baseline
▲ 0.50% · 4.625%
HK$24,489
+HK$1,405/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,168/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,166
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,814
−HK$657/mo
Today · 4.125%
HK$25,471
baseline
▲ 0.50% · 4.625%
HK$26,814
+HK$1,343/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,942/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,894
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,638
−HK$755/mo
Today · 4.125%
HK$25,393
baseline
▲ 0.50% · 4.625%
HK$26,938
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,786/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,582
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,295
−HK$723/mo
Today · 4.125%
HK$28,018
baseline
▲ 0.50% · 4.625%
HK$29,495
+HK$1,477/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,036/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,067
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,877
−HK$824/mo
Today · 4.125%
HK$27,701
baseline
▲ 0.50% · 4.625%
HK$29,387
+HK$1,686/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,402/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,999
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,777
−HK$789/mo
Today · 4.125%
HK$30,566
baseline
▲ 0.50% · 4.625%
HK$32,177
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,132/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,239
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,117
−HK$893/mo
Today · 4.125%
HK$30,010
baseline
▲ 0.50% · 4.625%
HK$31,836
+HK$1,826/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$60,020/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,415
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,258
−HK$855/mo
Today · 4.125%
HK$33,113
baseline
▲ 0.50% · 4.625%
HK$34,858
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,226/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,411
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,357
−HK$961/mo
Today · 4.125%
HK$32,318
baseline
▲ 0.50% · 4.625%
HK$34,285
+HK$1,967/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,636/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,832
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,739
−HK$921/mo
Today · 4.125%
HK$35,660
baseline
▲ 0.50% · 4.625%
HK$37,540
+HK$1,880/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,320/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,583
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,597
−HK$1,030/mo
Today · 4.125%
HK$34,627
baseline
▲ 0.50% · 4.625%
HK$36,733
+HK$2,106/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,254/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,249
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,221
−HK$986/mo
Today · 4.125%
HK$38,207
baseline
▲ 0.50% · 4.625%
HK$40,221
+HK$2,014/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,414/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,756
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,837
−HK$1,098/mo
Today · 4.125%
HK$36,935
baseline
▲ 0.50% · 4.625%
HK$39,182
+HK$2,247/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$73,870/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,665
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,702
−HK$1,052/mo
Today · 4.125%
HK$40,754
baseline
▲ 0.50% · 4.625%
HK$42,902
+HK$2,148/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$81,508/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,928
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,076
−HK$1,167/mo
Today · 4.125%
HK$39,243
baseline
▲ 0.50% · 4.625%
HK$41,631
+HK$2,388/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,486/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,082
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,184
−HK$1,117/mo
Today · 4.125%
HK$43,301
baseline
▲ 0.50% · 4.625%
HK$45,584
+HK$2,283/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,602/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,100
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,316
−HK$1,236/mo
Today · 4.125%
HK$41,552
baseline
▲ 0.50% · 4.625%
HK$44,080
+HK$2,528/mo
Deposit HK$953K · loan HK$8.57M · min. income ≈ HK$83,104/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,498
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,665
−HK$1,183/mo
Today · 4.125%
HK$45,848
baseline
▲ 0.50% · 4.625%
HK$48,265
+HK$2,417/mo
Deposit HK$953K · loan HK$8.57M · min. income ≈ HK$91,696/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,621 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).