▼ 0.50% · 3.625%
HK$22,717
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,423
−HK$718/mo
Today · 4.125%
HK$24,141
baseline
▲ 0.50% · 4.625%
HK$25,610
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,282/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,272
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,950
−HK$687/mo
Today · 4.125%
HK$26,637
baseline
▲ 0.50% · 4.625%
HK$28,041
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,274/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,988
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,765
−HK$790/mo
Today · 4.125%
HK$26,555
baseline
▲ 0.50% · 4.625%
HK$28,171
+HK$1,616/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,110/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,799
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,545
−HK$756/mo
Today · 4.125%
HK$29,301
baseline
▲ 0.50% · 4.625%
HK$30,845
+HK$1,544/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,602/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,260
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,108
−HK$861/mo
Today · 4.125%
HK$28,969
baseline
▲ 0.50% · 4.625%
HK$30,732
+HK$1,763/mo
Deposit HK$3.98M · loan HK$5.98M · min. income ≈ HK$57,938/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,326
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,140
−HK$825/mo
Today · 4.125%
HK$31,965
baseline
▲ 0.50% · 4.625%
HK$33,650
+HK$1,685/mo
Deposit HK$3.98M · loan HK$5.98M · min. income ≈ HK$63,930/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,531
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,450
−HK$933/mo
Today · 4.125%
HK$31,383
baseline
▲ 0.50% · 4.625%
HK$33,293
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,766/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,853
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,735
−HK$893/mo
Today · 4.125%
HK$34,628
baseline
▲ 0.50% · 4.625%
HK$36,454
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,256/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,803
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,792
−HK$1,005/mo
Today · 4.125%
HK$33,797
baseline
▲ 0.50% · 4.625%
HK$35,854
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,594/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,381
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,330
−HK$962/mo
Today · 4.125%
HK$37,292
baseline
▲ 0.50% · 4.625%
HK$39,258
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,584/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,075
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,135
−HK$1,077/mo
Today · 4.125%
HK$36,212
baseline
▲ 0.50% · 4.625%
HK$38,415
+HK$2,203/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,424/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,908
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,925
−HK$1,031/mo
Today · 4.125%
HK$39,956
baseline
▲ 0.50% · 4.625%
HK$42,062
+HK$2,106/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,912/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,346
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,477
−HK$1,149/mo
Today · 4.125%
HK$38,626
baseline
▲ 0.50% · 4.625%
HK$40,976
+HK$2,350/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,252/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,435
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,519
−HK$1,101/mo
Today · 4.125%
HK$42,620
baseline
▲ 0.50% · 4.625%
HK$44,866
+HK$2,246/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,240/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,618
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,819
−HK$1,221/mo
Today · 4.125%
HK$41,040
baseline
▲ 0.50% · 4.625%
HK$43,537
+HK$2,497/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$82,080/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,962
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,114
−HK$1,169/mo
Today · 4.125%
HK$45,283
baseline
▲ 0.50% · 4.625%
HK$47,670
+HK$2,387/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$90,566/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,890
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,162
−HK$1,292/mo
Today · 4.125%
HK$43,454
baseline
▲ 0.50% · 4.625%
HK$46,098
+HK$2,644/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$86,908/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,489
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,709
−HK$1,238/mo
Today · 4.125%
HK$47,947
baseline
▲ 0.50% · 4.625%
HK$50,474
+HK$2,527/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$95,894/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,227 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).