▼ 0.50% · 3.625%
HK$22,216
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,907
−HK$702/mo
Today · 4.125%
HK$23,609
baseline
▲ 0.50% · 4.625%
HK$25,046
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,218/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,715
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,378
−HK$673/mo
Today · 4.125%
HK$26,051
baseline
▲ 0.50% · 4.625%
HK$27,424
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,102/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,438
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,198
−HK$772/mo
Today · 4.125%
HK$25,970
baseline
▲ 0.50% · 4.625%
HK$27,551
+HK$1,581/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$51,940/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,187
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,916
−HK$740/mo
Today · 4.125%
HK$28,656
baseline
▲ 0.50% · 4.625%
HK$30,166
+HK$1,510/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$57,312/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,660
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,489
−HK$842/mo
Today · 4.125%
HK$28,331
baseline
▲ 0.50% · 4.625%
HK$30,055
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,662/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,658
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,454
−HK$807/mo
Today · 4.125%
HK$31,261
baseline
▲ 0.50% · 4.625%
HK$32,909
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,522/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,881
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,780
−HK$912/mo
Today · 4.125%
HK$30,692
baseline
▲ 0.50% · 4.625%
HK$32,560
+HK$1,868/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,384/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,130
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,992
−HK$874/mo
Today · 4.125%
HK$33,866
baseline
▲ 0.50% · 4.625%
HK$35,651
+HK$1,785/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,732/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,103
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,070
−HK$983/mo
Today · 4.125%
HK$33,053
baseline
▲ 0.50% · 4.625%
HK$35,064
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,106/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,602
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,530
−HK$941/mo
Today · 4.125%
HK$36,471
baseline
▲ 0.50% · 4.625%
HK$38,393
+HK$1,922/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,942/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,324
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,361
−HK$1,053/mo
Today · 4.125%
HK$35,414
baseline
▲ 0.50% · 4.625%
HK$37,569
+HK$2,155/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,828/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,073
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,067
−HK$1,009/mo
Today · 4.125%
HK$39,076
baseline
▲ 0.50% · 4.625%
HK$41,136
+HK$2,060/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,152/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,546
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,652
−HK$1,123/mo
Today · 4.125%
HK$37,775
baseline
▲ 0.50% · 4.625%
HK$40,074
+HK$2,299/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,550/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,545
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,605
−HK$1,076/mo
Today · 4.125%
HK$41,681
baseline
▲ 0.50% · 4.625%
HK$43,878
+HK$2,197/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,362/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,768
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,942
−HK$1,194/mo
Today · 4.125%
HK$40,136
baseline
▲ 0.50% · 4.625%
HK$42,578
+HK$2,442/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,272/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,016
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,143
−HK$1,143/mo
Today · 4.125%
HK$44,286
baseline
▲ 0.50% · 4.625%
HK$46,621
+HK$2,335/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,572/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,989
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,233
−HK$1,264/mo
Today · 4.125%
HK$42,497
baseline
▲ 0.50% · 4.625%
HK$45,083
+HK$2,586/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$84,994/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,488
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,681
−HK$1,210/mo
Today · 4.125%
HK$46,891
baseline
▲ 0.50% · 4.625%
HK$49,363
+HK$2,472/mo
Deposit HK$974K · loan HK$8.77M · min. income ≈ HK$93,782/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,289 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).