▼ 0.50% · 3.625%
HK$22,127
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,816
−HK$699/mo
Today · 4.125%
HK$23,515
baseline
▲ 0.50% · 4.625%
HK$24,946
+HK$1,431/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,030/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,616
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,277
−HK$669/mo
Today · 4.125%
HK$25,946
baseline
▲ 0.50% · 4.625%
HK$27,314
+HK$1,368/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,892/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,340
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,097
−HK$769/mo
Today · 4.125%
HK$25,866
baseline
▲ 0.50% · 4.625%
HK$27,440
+HK$1,574/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,732/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,078
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,804
−HK$737/mo
Today · 4.125%
HK$28,541
baseline
▲ 0.50% · 4.625%
HK$30,046
+HK$1,505/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,082/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,553
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,379
−HK$839/mo
Today · 4.125%
HK$28,218
baseline
▲ 0.50% · 4.625%
HK$29,935
+HK$1,717/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,436/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,540
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,332
−HK$804/mo
Today · 4.125%
HK$31,136
baseline
▲ 0.50% · 4.625%
HK$32,777
+HK$1,641/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,272/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,766
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,660
−HK$909/mo
Today · 4.125%
HK$30,569
baseline
▲ 0.50% · 4.625%
HK$32,430
+HK$1,861/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,138/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,001
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,860
−HK$870/mo
Today · 4.125%
HK$33,730
baseline
▲ 0.50% · 4.625%
HK$35,508
+HK$1,778/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,460/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,978
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,942
−HK$979/mo
Today · 4.125%
HK$32,921
baseline
▲ 0.50% · 4.625%
HK$34,924
+HK$2,003/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,842/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,463
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,387
−HK$938/mo
Today · 4.125%
HK$36,325
baseline
▲ 0.50% · 4.625%
HK$38,240
+HK$1,915/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,650/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,191
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,223
−HK$1,049/mo
Today · 4.125%
HK$35,272
baseline
▲ 0.50% · 4.625%
HK$37,419
+HK$2,147/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,544/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,925
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,915
−HK$1,005/mo
Today · 4.125%
HK$38,920
baseline
▲ 0.50% · 4.625%
HK$40,971
+HK$2,051/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,840/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,404
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,505
−HK$1,119/mo
Today · 4.125%
HK$37,624
baseline
▲ 0.50% · 4.625%
HK$39,913
+HK$2,289/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,248/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,386
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,443
−HK$1,071/mo
Today · 4.125%
HK$41,514
baseline
▲ 0.50% · 4.625%
HK$43,703
+HK$2,189/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$83,028/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,617
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,787
−HK$1,188/mo
Today · 4.125%
HK$39,975
baseline
▲ 0.50% · 4.625%
HK$42,408
+HK$2,433/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,950/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,848
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,970
−HK$1,139/mo
Today · 4.125%
HK$44,109
baseline
▲ 0.50% · 4.625%
HK$46,434
+HK$2,325/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,218/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,829
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,068
−HK$1,259/mo
Today · 4.125%
HK$42,327
baseline
▲ 0.50% · 4.625%
HK$44,902
+HK$2,575/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,654/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,310
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,498
−HK$1,206/mo
Today · 4.125%
HK$46,704
baseline
▲ 0.50% · 4.625%
HK$49,165
+HK$2,461/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,408/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,390 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).