▼ 0.50% · 3.625%
HK$21,261
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,923
−HK$672/mo
Today · 4.125%
HK$22,595
baseline
▲ 0.50% · 4.625%
HK$23,969
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,190/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,653
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,287
−HK$644/mo
Today · 4.125%
HK$24,931
baseline
▲ 0.50% · 4.625%
HK$26,245
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,862/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,388
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,115
−HK$739/mo
Today · 4.125%
HK$24,854
baseline
▲ 0.50% · 4.625%
HK$26,366
+HK$1,512/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,708/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,018
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,716
−HK$708/mo
Today · 4.125%
HK$27,424
baseline
▲ 0.50% · 4.625%
HK$28,870
+HK$1,446/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,848/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,514
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,307
−HK$807/mo
Today · 4.125%
HK$27,114
baseline
▲ 0.50% · 4.625%
HK$28,763
+HK$1,649/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,228/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,384
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,145
−HK$772/mo
Today · 4.125%
HK$29,917
baseline
▲ 0.50% · 4.625%
HK$31,494
+HK$1,577/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,834/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,640
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,500
−HK$873/mo
Today · 4.125%
HK$29,373
baseline
▲ 0.50% · 4.625%
HK$31,160
+HK$1,787/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,746/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,749
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,574
−HK$836/mo
Today · 4.125%
HK$32,410
baseline
▲ 0.50% · 4.625%
HK$34,119
+HK$1,709/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,820/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,766
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,692
−HK$940/mo
Today · 4.125%
HK$31,632
baseline
▲ 0.50% · 4.625%
HK$33,557
+HK$1,925/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,264/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,114
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,002
−HK$901/mo
Today · 4.125%
HK$34,903
baseline
▲ 0.50% · 4.625%
HK$36,743
+HK$1,840/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,806/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,892
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,884
−HK$1,008/mo
Today · 4.125%
HK$33,892
baseline
▲ 0.50% · 4.625%
HK$35,954
+HK$2,062/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,784/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,480
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,431
−HK$965/mo
Today · 4.125%
HK$37,396
baseline
▲ 0.50% · 4.625%
HK$39,368
+HK$1,972/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,792/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,018
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,076
−HK$1,075/mo
Today · 4.125%
HK$36,151
baseline
▲ 0.50% · 4.625%
HK$38,351
+HK$2,200/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$72,302/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,845
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,860
−HK$1,030/mo
Today · 4.125%
HK$39,890
baseline
▲ 0.50% · 4.625%
HK$41,992
+HK$2,102/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$79,780/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,144
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,269
−HK$1,142/mo
Today · 4.125%
HK$38,411
baseline
▲ 0.50% · 4.625%
HK$40,748
+HK$2,337/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,822/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,210
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,289
−HK$1,094/mo
Today · 4.125%
HK$42,383
baseline
▲ 0.50% · 4.625%
HK$44,617
+HK$2,234/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,766/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,270
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,461
−HK$1,209/mo
Today · 4.125%
HK$40,670
baseline
▲ 0.50% · 4.625%
HK$43,145
+HK$2,475/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,340/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,575
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,717
−HK$1,159/mo
Today · 4.125%
HK$44,876
baseline
▲ 0.50% · 4.625%
HK$47,241
+HK$2,365/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,752/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,412 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).