▼ 0.50% · 3.625%
HK$22,242
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,934
−HK$703/mo
Today · 4.125%
HK$23,637
baseline
▲ 0.50% · 4.625%
HK$25,075
+HK$1,438/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,274/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,744
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,407
−HK$674/mo
Today · 4.125%
HK$26,081
baseline
▲ 0.50% · 4.625%
HK$27,455
+HK$1,374/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,162/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,466
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,227
−HK$773/mo
Today · 4.125%
HK$26,000
baseline
▲ 0.50% · 4.625%
HK$27,582
+HK$1,582/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$52,000/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,218
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,948
−HK$741/mo
Today · 4.125%
HK$28,689
baseline
▲ 0.50% · 4.625%
HK$30,201
+HK$1,512/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,378/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,690
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,520
−HK$844/mo
Today · 4.125%
HK$28,364
baseline
▲ 0.50% · 4.625%
HK$30,090
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,728/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,693
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,489
−HK$808/mo
Today · 4.125%
HK$31,297
baseline
▲ 0.50% · 4.625%
HK$32,946
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,594/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,914
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,814
−HK$913/mo
Today · 4.125%
HK$30,727
baseline
▲ 0.50% · 4.625%
HK$32,597
+HK$1,870/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,454/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,167
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,030
−HK$875/mo
Today · 4.125%
HK$33,905
baseline
▲ 0.50% · 4.625%
HK$35,692
+HK$1,787/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,810/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,138
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,107
−HK$984/mo
Today · 4.125%
HK$33,091
baseline
▲ 0.50% · 4.625%
HK$35,105
+HK$2,014/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,182/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,641
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,570
−HK$943/mo
Today · 4.125%
HK$36,513
baseline
▲ 0.50% · 4.625%
HK$38,437
+HK$1,924/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,026/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,363
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,400
−HK$1,055/mo
Today · 4.125%
HK$35,455
baseline
▲ 0.50% · 4.625%
HK$37,612
+HK$2,157/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,910/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,116
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,111
−HK$1,010/mo
Today · 4.125%
HK$39,121
baseline
▲ 0.50% · 4.625%
HK$41,183
+HK$2,062/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,242/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,587
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,694
−HK$1,124/mo
Today · 4.125%
HK$37,818
baseline
▲ 0.50% · 4.625%
HK$40,120
+HK$2,302/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,636/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,590
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,652
−HK$1,077/mo
Today · 4.125%
HK$41,729
baseline
▲ 0.50% · 4.625%
HK$43,929
+HK$2,200/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,458/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,811
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,987
−HK$1,195/mo
Today · 4.125%
HK$40,182
baseline
▲ 0.50% · 4.625%
HK$42,627
+HK$2,445/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,364/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,064
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,193
−HK$1,144/mo
Today · 4.125%
HK$44,337
baseline
▲ 0.50% · 4.625%
HK$46,674
+HK$2,337/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,674/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,035
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,281
−HK$1,265/mo
Today · 4.125%
HK$42,546
baseline
▲ 0.50% · 4.625%
HK$45,135
+HK$2,589/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$85,092/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,539
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,733
−HK$1,212/mo
Today · 4.125%
HK$46,945
baseline
▲ 0.50% · 4.625%
HK$49,420
+HK$2,475/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$93,890/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,407 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).