▼ 0.50% · 3.625%
HK$21,526
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,195
−HK$681/mo
Today · 4.125%
HK$22,876
baseline
▲ 0.50% · 4.625%
HK$24,268
+HK$1,392/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,752/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,947
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,589
−HK$652/mo
Today · 4.125%
HK$25,241
baseline
▲ 0.50% · 4.625%
HK$26,572
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,482/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,678
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,415
−HK$748/mo
Today · 4.125%
HK$25,163
baseline
▲ 0.50% · 4.625%
HK$26,694
+HK$1,531/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,326/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,342
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,048
−HK$717/mo
Today · 4.125%
HK$27,765
baseline
▲ 0.50% · 4.625%
HK$29,229
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,530/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,831
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,634
−HK$817/mo
Today · 4.125%
HK$27,451
baseline
▲ 0.50% · 4.625%
HK$29,121
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,902/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,737
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,507
−HK$782/mo
Today · 4.125%
HK$30,289
baseline
▲ 0.50% · 4.625%
HK$31,886
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,578/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,984
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,854
−HK$884/mo
Today · 4.125%
HK$29,738
baseline
▲ 0.50% · 4.625%
HK$31,548
+HK$1,810/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$59,476/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,131
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,966
−HK$847/mo
Today · 4.125%
HK$32,813
baseline
▲ 0.50% · 4.625%
HK$34,543
+HK$1,730/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$65,626/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,136
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,074
−HK$952/mo
Today · 4.125%
HK$32,026
baseline
▲ 0.50% · 4.625%
HK$33,975
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,052/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,526
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,425
−HK$912/mo
Today · 4.125%
HK$35,337
baseline
▲ 0.50% · 4.625%
HK$37,200
+HK$1,863/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,674/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,289
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,293
−HK$1,020/mo
Today · 4.125%
HK$34,313
baseline
▲ 0.50% · 4.625%
HK$36,401
+HK$2,088/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,626/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,921
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,884
−HK$978/mo
Today · 4.125%
HK$37,862
baseline
▲ 0.50% · 4.625%
HK$39,857
+HK$1,995/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,724/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,441
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,513
−HK$1,088/mo
Today · 4.125%
HK$36,601
baseline
▲ 0.50% · 4.625%
HK$38,828
+HK$2,227/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,202/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,316
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,343
−HK$1,043/mo
Today · 4.125%
HK$40,386
baseline
▲ 0.50% · 4.625%
HK$42,514
+HK$2,128/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,772/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,594
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,732
−HK$1,157/mo
Today · 4.125%
HK$38,889
baseline
▲ 0.50% · 4.625%
HK$41,255
+HK$2,366/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,778/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,710
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,802
−HK$1,108/mo
Today · 4.125%
HK$42,910
baseline
▲ 0.50% · 4.625%
HK$45,172
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,820/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,746
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,952
−HK$1,224/mo
Today · 4.125%
HK$41,176
baseline
▲ 0.50% · 4.625%
HK$43,682
+HK$2,506/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,352/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,105
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,261
−HK$1,173/mo
Today · 4.125%
HK$45,434
baseline
▲ 0.50% · 4.625%
HK$47,829
+HK$2,395/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,868/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,008 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).