▼ 0.50% · 3.625%
HK$17,550
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,096
−HK$555/mo
Today · 4.125%
HK$18,651
baseline
▲ 0.50% · 4.625%
HK$19,786
+HK$1,135/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,302/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,525
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,048
−HK$531/mo
Today · 4.125%
HK$20,579
baseline
▲ 0.50% · 4.625%
HK$21,664
+HK$1,085/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,158/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,305
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,906
−HK$610/mo
Today · 4.125%
HK$20,516
baseline
▲ 0.50% · 4.625%
HK$21,764
+HK$1,248/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$41,032/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,477
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,053
−HK$584/mo
Today · 4.125%
HK$22,637
baseline
▲ 0.50% · 4.625%
HK$23,831
+HK$1,194/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,274/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,060
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,715
−HK$666/mo
Today · 4.125%
HK$22,381
baseline
▲ 0.50% · 4.625%
HK$23,743
+HK$1,362/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,762/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,429
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,058
−HK$637/mo
Today · 4.125%
HK$24,695
baseline
▲ 0.50% · 4.625%
HK$25,997
+HK$1,302/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,390/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,815
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,525
−HK$721/mo
Today · 4.125%
HK$24,246
baseline
▲ 0.50% · 4.625%
HK$25,721
+HK$1,475/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,492/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,382
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,063
−HK$690/mo
Today · 4.125%
HK$26,753
baseline
▲ 0.50% · 4.625%
HK$28,163
+HK$1,410/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,506/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,570
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,335
−HK$776/mo
Today · 4.125%
HK$26,111
baseline
▲ 0.50% · 4.625%
HK$27,700
+HK$1,589/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,222/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,334
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,067
−HK$744/mo
Today · 4.125%
HK$28,811
baseline
▲ 0.50% · 4.625%
HK$30,330
+HK$1,519/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,622/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,325
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,144
−HK$832/mo
Today · 4.125%
HK$27,976
baseline
▲ 0.50% · 4.625%
HK$29,679
+HK$1,703/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,952/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,287
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,072
−HK$797/mo
Today · 4.125%
HK$30,869
baseline
▲ 0.50% · 4.625%
HK$32,496
+HK$1,627/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,738/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,080
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,954
−HK$887/mo
Today · 4.125%
HK$29,841
baseline
▲ 0.50% · 4.625%
HK$31,657
+HK$1,816/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,682/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,239
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,077
−HK$850/mo
Today · 4.125%
HK$32,927
baseline
▲ 0.50% · 4.625%
HK$34,663
+HK$1,736/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,854/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,835
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,764
−HK$942/mo
Today · 4.125%
HK$31,706
baseline
▲ 0.50% · 4.625%
HK$33,636
+HK$1,930/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,412/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,192
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,082
−HK$903/mo
Today · 4.125%
HK$34,985
baseline
▲ 0.50% · 4.625%
HK$36,829
+HK$1,844/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,970/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,591
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,573
−HK$999/mo
Today · 4.125%
HK$33,572
baseline
▲ 0.50% · 4.625%
HK$35,614
+HK$2,042/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$67,144/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,144
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,087
−HK$956/mo
Today · 4.125%
HK$37,043
baseline
▲ 0.50% · 4.625%
HK$38,995
+HK$1,952/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$74,086/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,899 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).