▼ 0.50% · 3.625%
HK$17,566
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,112
−HK$555/mo
Today · 4.125%
HK$18,667
baseline
▲ 0.50% · 4.625%
HK$19,803
+HK$1,136/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,334/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,541
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,066
−HK$531/mo
Today · 4.125%
HK$20,597
baseline
▲ 0.50% · 4.625%
HK$21,683
+HK$1,086/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,194/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,322
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,923
−HK$611/mo
Today · 4.125%
HK$20,534
baseline
▲ 0.50% · 4.625%
HK$21,783
+HK$1,249/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,068/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,496
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,072
−HK$585/mo
Today · 4.125%
HK$22,657
baseline
▲ 0.50% · 4.625%
HK$23,851
+HK$1,194/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,314/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,079
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,734
−HK$666/mo
Today · 4.125%
HK$22,400
baseline
▲ 0.50% · 4.625%
HK$23,763
+HK$1,363/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,800/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,450
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,079
−HK$638/mo
Today · 4.125%
HK$24,717
baseline
▲ 0.50% · 4.625%
HK$26,020
+HK$1,303/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,434/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,835
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,546
−HK$721/mo
Today · 4.125%
HK$24,267
baseline
▲ 0.50% · 4.625%
HK$25,744
+HK$1,477/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$48,534/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,404
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,085
−HK$691/mo
Today · 4.125%
HK$26,776
baseline
▲ 0.50% · 4.625%
HK$28,188
+HK$1,412/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$53,552/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,592
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,357
−HK$777/mo
Today · 4.125%
HK$26,134
baseline
▲ 0.50% · 4.625%
HK$27,724
+HK$1,590/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,268/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,358
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,092
−HK$744/mo
Today · 4.125%
HK$28,836
baseline
▲ 0.50% · 4.625%
HK$30,356
+HK$1,520/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,672/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,348
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,168
−HK$833/mo
Today · 4.125%
HK$28,001
baseline
▲ 0.50% · 4.625%
HK$29,704
+HK$1,703/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$56,002/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,312
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,098
−HK$798/mo
Today · 4.125%
HK$30,896
baseline
▲ 0.50% · 4.625%
HK$32,524
+HK$1,628/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$61,792/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,105
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,979
−HK$888/mo
Today · 4.125%
HK$29,867
baseline
▲ 0.50% · 4.625%
HK$31,685
+HK$1,818/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,734/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,266
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,105
−HK$851/mo
Today · 4.125%
HK$32,956
baseline
▲ 0.50% · 4.625%
HK$34,693
+HK$1,737/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,912/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,861
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,790
−HK$944/mo
Today · 4.125%
HK$31,734
baseline
▲ 0.50% · 4.625%
HK$33,665
+HK$1,931/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$63,468/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,221
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,111
−HK$904/mo
Today · 4.125%
HK$35,015
baseline
▲ 0.50% · 4.625%
HK$36,861
+HK$1,846/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$70,030/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,618
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,601
−HK$1,000/mo
Today · 4.125%
HK$33,601
baseline
▲ 0.50% · 4.625%
HK$35,645
+HK$2,044/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$67,202/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,175
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,118
−HK$957/mo
Today · 4.125%
HK$37,075
baseline
▲ 0.50% · 4.625%
HK$39,029
+HK$1,954/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$74,150/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).