▼ 0.50% · 3.625%
HK$16,701
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,220
−HK$528/mo
Today · 4.125%
HK$17,748
baseline
▲ 0.50% · 4.625%
HK$18,828
+HK$1,080/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,496/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,580
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,078
−HK$505/mo
Today · 4.125%
HK$19,583
baseline
▲ 0.50% · 4.625%
HK$20,616
+HK$1,033/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,166/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,371
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,943
−HK$580/mo
Today · 4.125%
HK$19,523
baseline
▲ 0.50% · 4.625%
HK$20,711
+HK$1,188/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,046/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,438
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,986
−HK$556/mo
Today · 4.125%
HK$21,542
baseline
▲ 0.50% · 4.625%
HK$22,677
+HK$1,135/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,084/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,041
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,665
−HK$633/mo
Today · 4.125%
HK$21,298
baseline
▲ 0.50% · 4.625%
HK$22,594
+HK$1,296/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,596/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,296
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,894
−HK$606/mo
Today · 4.125%
HK$23,500
baseline
▲ 0.50% · 4.625%
HK$24,739
+HK$1,239/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$47,000/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,711
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,387
−HK$686/mo
Today · 4.125%
HK$23,073
baseline
▲ 0.50% · 4.625%
HK$24,477
+HK$1,404/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,146/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,154
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,801
−HK$658/mo
Today · 4.125%
HK$25,459
baseline
▲ 0.50% · 4.625%
HK$26,800
+HK$1,341/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,918/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,381
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,109
−HK$739/mo
Today · 4.125%
HK$24,848
baseline
▲ 0.50% · 4.625%
HK$26,360
+HK$1,512/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,696/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,012
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,709
−HK$708/mo
Today · 4.125%
HK$27,417
baseline
▲ 0.50% · 4.625%
HK$28,862
+HK$1,445/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,834/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,051
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,831
−HK$791/mo
Today · 4.125%
HK$26,622
baseline
▲ 0.50% · 4.625%
HK$28,242
+HK$1,620/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$53,244/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,870
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,617
−HK$758/mo
Today · 4.125%
HK$29,375
baseline
▲ 0.50% · 4.625%
HK$30,924
+HK$1,549/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$58,750/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,722
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,553
−HK$844/mo
Today · 4.125%
HK$28,397
baseline
▲ 0.50% · 4.625%
HK$30,125
+HK$1,728/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$56,794/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,727
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,525
−HK$809/mo
Today · 4.125%
HK$31,334
baseline
▲ 0.50% · 4.625%
HK$32,985
+HK$1,651/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$62,668/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,392
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,275
−HK$897/mo
Today · 4.125%
HK$30,172
baseline
▲ 0.50% · 4.625%
HK$32,008
+HK$1,836/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,344/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,585
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,433
−HK$859/mo
Today · 4.125%
HK$33,292
baseline
▲ 0.50% · 4.625%
HK$35,047
+HK$1,755/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,584/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,062
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,997
−HK$950/mo
Today · 4.125%
HK$31,947
baseline
▲ 0.50% · 4.625%
HK$33,891
+HK$1,944/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,894/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,443
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,340
−HK$910/mo
Today · 4.125%
HK$35,250
baseline
▲ 0.50% · 4.625%
HK$37,108
+HK$1,858/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,500/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,726 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).