▼ 0.50% · 3.625%
HK$22,137
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,826
−HK$699/mo
Today · 4.125%
HK$23,525
baseline
▲ 0.50% · 4.625%
HK$24,957
+HK$1,432/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,050/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,627
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,288
−HK$670/mo
Today · 4.125%
HK$25,958
baseline
▲ 0.50% · 4.625%
HK$27,326
+HK$1,368/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,916/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,351
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,108
−HK$770/mo
Today · 4.125%
HK$25,878
baseline
▲ 0.50% · 4.625%
HK$27,452
+HK$1,574/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,756/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,090
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,816
−HK$738/mo
Today · 4.125%
HK$28,554
baseline
▲ 0.50% · 4.625%
HK$30,059
+HK$1,505/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,108/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,564
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,391
−HK$839/mo
Today · 4.125%
HK$28,230
baseline
▲ 0.50% · 4.625%
HK$29,948
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,460/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,553
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,345
−HK$804/mo
Today · 4.125%
HK$31,149
baseline
▲ 0.50% · 4.625%
HK$32,791
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,298/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,778
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,673
−HK$910/mo
Today · 4.125%
HK$30,583
baseline
▲ 0.50% · 4.625%
HK$32,444
+HK$1,861/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,166/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,015
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,874
−HK$871/mo
Today · 4.125%
HK$33,745
baseline
▲ 0.50% · 4.625%
HK$35,524
+HK$1,779/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,490/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,992
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,956
−HK$979/mo
Today · 4.125%
HK$32,935
baseline
▲ 0.50% · 4.625%
HK$34,939
+HK$2,004/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,870/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,478
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,403
−HK$938/mo
Today · 4.125%
HK$36,341
baseline
▲ 0.50% · 4.625%
HK$38,256
+HK$1,915/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,682/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,206
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,238
−HK$1,050/mo
Today · 4.125%
HK$35,288
baseline
▲ 0.50% · 4.625%
HK$37,435
+HK$2,147/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,576/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,941
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,932
−HK$1,005/mo
Today · 4.125%
HK$38,937
baseline
▲ 0.50% · 4.625%
HK$40,989
+HK$2,052/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,874/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,419
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,521
−HK$1,119/mo
Today · 4.125%
HK$37,640
baseline
▲ 0.50% · 4.625%
HK$39,931
+HK$2,291/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,280/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,404
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,460
−HK$1,072/mo
Today · 4.125%
HK$41,532
baseline
▲ 0.50% · 4.625%
HK$43,722
+HK$2,190/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,064/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,633
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,804
−HK$1,189/mo
Today · 4.125%
HK$39,993
baseline
▲ 0.50% · 4.625%
HK$42,426
+HK$2,433/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,986/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,866
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,989
−HK$1,139/mo
Today · 4.125%
HK$44,128
baseline
▲ 0.50% · 4.625%
HK$46,454
+HK$2,326/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,256/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,847
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,086
−HK$1,259/mo
Today · 4.125%
HK$42,345
baseline
▲ 0.50% · 4.625%
HK$44,922
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,690/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,329
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,518
−HK$1,206/mo
Today · 4.125%
HK$46,724
baseline
▲ 0.50% · 4.625%
HK$49,187
+HK$2,463/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,448/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,814 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).