▼ 0.50% · 3.625%
HK$17,741
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,292
−HK$561/mo
Today · 4.125%
HK$18,853
baseline
▲ 0.50% · 4.625%
HK$20,000
+HK$1,147/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,706/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,736
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,266
−HK$537/mo
Today · 4.125%
HK$20,803
baseline
▲ 0.50% · 4.625%
HK$21,899
+HK$1,096/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,606/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,515
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,122
−HK$616/mo
Today · 4.125%
HK$20,738
baseline
▲ 0.50% · 4.625%
HK$22,000
+HK$1,262/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,476/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,710
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,292
−HK$591/mo
Today · 4.125%
HK$22,883
baseline
▲ 0.50% · 4.625%
HK$24,089
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,766/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,289
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,951
−HK$673/mo
Today · 4.125%
HK$22,624
baseline
▲ 0.50% · 4.625%
HK$24,000
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,248/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,683
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,319
−HK$644/mo
Today · 4.125%
HK$24,963
baseline
▲ 0.50% · 4.625%
HK$26,279
+HK$1,316/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,926/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,063
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,780
−HK$729/mo
Today · 4.125%
HK$24,509
baseline
▲ 0.50% · 4.625%
HK$26,000
+HK$1,491/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$49,018/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,657
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,345
−HK$698/mo
Today · 4.125%
HK$27,043
baseline
▲ 0.50% · 4.625%
HK$28,469
+HK$1,426/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$54,086/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,837
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,609
−HK$785/mo
Today · 4.125%
HK$26,394
baseline
▲ 0.50% · 4.625%
HK$28,000
+HK$1,606/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$52,788/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,631
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,372
−HK$752/mo
Today · 4.125%
HK$29,124
baseline
▲ 0.50% · 4.625%
HK$30,659
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$58,248/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,611
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,439
−HK$841/mo
Today · 4.125%
HK$28,280
baseline
▲ 0.50% · 4.625%
HK$30,000
+HK$1,720/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,560/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,604
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,398
−HK$806/mo
Today · 4.125%
HK$31,204
baseline
▲ 0.50% · 4.625%
HK$32,849
+HK$1,645/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,408/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,385
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,268
−HK$897/mo
Today · 4.125%
HK$30,165
baseline
▲ 0.50% · 4.625%
HK$32,000
+HK$1,835/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,330/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,578
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,425
−HK$859/mo
Today · 4.125%
HK$33,284
baseline
▲ 0.50% · 4.625%
HK$35,039
+HK$1,755/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,568/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,159
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,097
−HK$953/mo
Today · 4.125%
HK$32,050
baseline
▲ 0.50% · 4.625%
HK$34,000
+HK$1,950/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,100/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,552
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,451
−HK$913/mo
Today · 4.125%
HK$35,364
baseline
▲ 0.50% · 4.625%
HK$37,228
+HK$1,864/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,728/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,933
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,926
−HK$1,010/mo
Today · 4.125%
HK$33,936
baseline
▲ 0.50% · 4.625%
HK$36,000
+HK$2,064/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,872/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,525
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,478
−HK$967/mo
Today · 4.125%
HK$37,445
baseline
▲ 0.50% · 4.625%
HK$39,418
+HK$1,973/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,890/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,403 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).