▼ 0.50% · 3.625%
HK$20,911
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,561
−HK$661/mo
Today · 4.125%
HK$22,222
baseline
▲ 0.50% · 4.625%
HK$23,574
+HK$1,352/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,444/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,263
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,887
−HK$633/mo
Today · 4.125%
HK$24,520
baseline
▲ 0.50% · 4.625%
HK$25,813
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,040/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,002
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,718
−HK$726/mo
Today · 4.125%
HK$24,444
baseline
▲ 0.50% · 4.625%
HK$25,932
+HK$1,488/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$48,888/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,590
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,276
−HK$696/mo
Today · 4.125%
HK$26,972
baseline
▲ 0.50% · 4.625%
HK$28,394
+HK$1,422/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$53,944/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,093
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,874
−HK$793/mo
Today · 4.125%
HK$26,667
baseline
▲ 0.50% · 4.625%
HK$28,289
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,334/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,916
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,665
−HK$759/mo
Today · 4.125%
HK$29,424
baseline
▲ 0.50% · 4.625%
HK$30,975
+HK$1,551/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,848/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,184
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,030
−HK$859/mo
Today · 4.125%
HK$28,889
baseline
▲ 0.50% · 4.625%
HK$30,647
+HK$1,758/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,778/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,242
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,053
−HK$823/mo
Today · 4.125%
HK$31,876
baseline
▲ 0.50% · 4.625%
HK$33,556
+HK$1,680/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,752/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,275
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,186
−HK$925/mo
Today · 4.125%
HK$31,111
baseline
▲ 0.50% · 4.625%
HK$33,004
+HK$1,893/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,222/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,569
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,442
−HK$886/mo
Today · 4.125%
HK$34,328
baseline
▲ 0.50% · 4.625%
HK$36,138
+HK$1,810/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,656/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,366
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,342
−HK$991/mo
Today · 4.125%
HK$33,333
baseline
▲ 0.50% · 4.625%
HK$35,362
+HK$2,029/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,666/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,895
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,831
−HK$949/mo
Today · 4.125%
HK$36,780
baseline
▲ 0.50% · 4.625%
HK$38,719
+HK$1,939/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,560/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,458
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,498
−HK$1,058/mo
Today · 4.125%
HK$35,556
baseline
▲ 0.50% · 4.625%
HK$37,719
+HK$2,163/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$71,112/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,221
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,219
−HK$1,013/mo
Today · 4.125%
HK$39,232
baseline
▲ 0.50% · 4.625%
HK$41,300
+HK$2,068/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$78,464/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,549
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,654
−HK$1,124/mo
Today · 4.125%
HK$37,778
baseline
▲ 0.50% · 4.625%
HK$40,077
+HK$2,299/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$75,556/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,548
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,608
−HK$1,076/mo
Today · 4.125%
HK$41,684
baseline
▲ 0.50% · 4.625%
HK$43,881
+HK$2,197/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$83,368/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,640
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,811
−HK$1,189/mo
Today · 4.125%
HK$40,000
baseline
▲ 0.50% · 4.625%
HK$42,434
+HK$2,434/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$80,000/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,874
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,997
−HK$1,139/mo
Today · 4.125%
HK$44,136
baseline
▲ 0.50% · 4.625%
HK$46,463
+HK$2,327/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,272/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,045 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).