▼ 0.50% · 3.625%
HK$19,180
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,777
−HK$606/mo
Today · 4.125%
HK$20,383
baseline
▲ 0.50% · 4.625%
HK$21,623
+HK$1,240/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,766/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,337
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,910
−HK$580/mo
Today · 4.125%
HK$22,490
baseline
▲ 0.50% · 4.625%
HK$23,676
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$44,980/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,098
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,754
−HK$667/mo
Today · 4.125%
HK$22,421
baseline
▲ 0.50% · 4.625%
HK$23,785
+HK$1,364/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,842/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,471
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,101
−HK$638/mo
Today · 4.125%
HK$24,739
baseline
▲ 0.50% · 4.625%
HK$26,043
+HK$1,304/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,478/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,016
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,732
−HK$727/mo
Today · 4.125%
HK$24,459
baseline
▲ 0.50% · 4.625%
HK$25,948
+HK$1,489/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$48,918/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,605
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,292
−HK$696/mo
Today · 4.125%
HK$26,988
baseline
▲ 0.50% · 4.625%
HK$28,411
+HK$1,423/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$53,976/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,934
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,709
−HK$788/mo
Today · 4.125%
HK$26,497
baseline
▲ 0.50% · 4.625%
HK$28,110
+HK$1,613/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$52,994/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,739
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,483
−HK$754/mo
Today · 4.125%
HK$29,237
baseline
▲ 0.50% · 4.625%
HK$30,779
+HK$1,542/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$58,474/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,852
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,687
−HK$849/mo
Today · 4.125%
HK$28,536
baseline
▲ 0.50% · 4.625%
HK$30,272
+HK$1,736/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,072/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,872
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,674
−HK$812/mo
Today · 4.125%
HK$31,486
baseline
▲ 0.50% · 4.625%
HK$33,146
+HK$1,660/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,972/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,770
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,665
−HK$909/mo
Today · 4.125%
HK$30,574
baseline
▲ 0.50% · 4.625%
HK$32,434
+HK$1,860/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,148/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,006
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,865
−HK$870/mo
Today · 4.125%
HK$33,735
baseline
▲ 0.50% · 4.625%
HK$35,514
+HK$1,779/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,470/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,688
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,642
−HK$970/mo
Today · 4.125%
HK$32,612
baseline
▲ 0.50% · 4.625%
HK$34,597
+HK$1,985/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,224/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,140
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,056
−HK$928/mo
Today · 4.125%
HK$35,984
baseline
▲ 0.50% · 4.625%
HK$37,881
+HK$1,897/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,968/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,606
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,620
−HK$1,031/mo
Today · 4.125%
HK$34,651
baseline
▲ 0.50% · 4.625%
HK$36,759
+HK$2,108/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,302/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,274
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,247
−HK$986/mo
Today · 4.125%
HK$38,233
baseline
▲ 0.50% · 4.625%
HK$40,249
+HK$2,016/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,466/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,524
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,598
−HK$1,091/mo
Today · 4.125%
HK$36,689
baseline
▲ 0.50% · 4.625%
HK$38,921
+HK$2,232/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,378/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,407
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,438
−HK$1,045/mo
Today · 4.125%
HK$40,483
baseline
▲ 0.50% · 4.625%
HK$42,616
+HK$2,133/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,966/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,340 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).