▼ 0.50% · 3.625%
HK$21,893
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,574
−HK$692/mo
Today · 4.125%
HK$23,266
baseline
▲ 0.50% · 4.625%
HK$24,681
+HK$1,415/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,532/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,356
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,009
−HK$662/mo
Today · 4.125%
HK$25,671
baseline
▲ 0.50% · 4.625%
HK$27,025
+HK$1,354/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,342/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,082
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,831
−HK$761/mo
Today · 4.125%
HK$25,592
baseline
▲ 0.50% · 4.625%
HK$27,149
+HK$1,557/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,184/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,791
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,510
−HK$729/mo
Today · 4.125%
HK$28,239
baseline
▲ 0.50% · 4.625%
HK$29,727
+HK$1,488/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,478/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,271
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,089
−HK$830/mo
Today · 4.125%
HK$27,919
baseline
▲ 0.50% · 4.625%
HK$29,618
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,838/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,227
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,010
−HK$796/mo
Today · 4.125%
HK$30,806
baseline
▲ 0.50% · 4.625%
HK$32,429
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,612/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,461
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,346
−HK$899/mo
Today · 4.125%
HK$30,245
baseline
▲ 0.50% · 4.625%
HK$32,086
+HK$1,841/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,490/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,662
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,511
−HK$862/mo
Today · 4.125%
HK$33,373
baseline
▲ 0.50% · 4.625%
HK$35,132
+HK$1,759/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,746/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,650
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,603
−HK$969/mo
Today · 4.125%
HK$32,572
baseline
▲ 0.50% · 4.625%
HK$34,554
+HK$1,982/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,144/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,098
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,012
−HK$928/mo
Today · 4.125%
HK$35,940
baseline
▲ 0.50% · 4.625%
HK$37,834
+HK$1,894/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,880/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,839
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,861
−HK$1,038/mo
Today · 4.125%
HK$34,899
baseline
▲ 0.50% · 4.625%
HK$37,022
+HK$2,123/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,798/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,533
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,513
−HK$994/mo
Today · 4.125%
HK$38,507
baseline
▲ 0.50% · 4.625%
HK$40,537
+HK$2,030/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$77,014/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,028
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,118
−HK$1,107/mo
Today · 4.125%
HK$37,225
baseline
▲ 0.50% · 4.625%
HK$39,490
+HK$2,265/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,450/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,969
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,014
−HK$1,060/mo
Today · 4.125%
HK$41,074
baseline
▲ 0.50% · 4.625%
HK$43,239
+HK$2,165/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,148/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,218
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,375
−HK$1,177/mo
Today · 4.125%
HK$39,552
baseline
▲ 0.50% · 4.625%
HK$41,958
+HK$2,406/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,104/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,404
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,515
−HK$1,126/mo
Today · 4.125%
HK$43,641
baseline
▲ 0.50% · 4.625%
HK$45,942
+HK$2,301/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,282/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,407
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,633
−HK$1,245/mo
Today · 4.125%
HK$41,878
baseline
▲ 0.50% · 4.625%
HK$44,426
+HK$2,548/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,756/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,840
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,016
−HK$1,192/mo
Today · 4.125%
HK$46,208
baseline
▲ 0.50% · 4.625%
HK$48,644
+HK$2,436/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,416/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,103 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).