▼ 0.50% · 3.625%
HK$21,367
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,031
−HK$676/mo
Today · 4.125%
HK$22,707
baseline
▲ 0.50% · 4.625%
HK$24,088
+HK$1,381/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,414/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,770
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,408
−HK$646/mo
Today · 4.125%
HK$25,054
baseline
▲ 0.50% · 4.625%
HK$26,375
+HK$1,321/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,108/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,503
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,234
−HK$743/mo
Today · 4.125%
HK$24,977
baseline
▲ 0.50% · 4.625%
HK$26,497
+HK$1,520/mo
Deposit HK$4.22M · loan HK$5.15M · min. income ≈ HK$49,954/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,147
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,848
−HK$712/mo
Today · 4.125%
HK$27,560
baseline
▲ 0.50% · 4.625%
HK$29,013
+HK$1,453/mo
Deposit HK$4.22M · loan HK$5.15M · min. income ≈ HK$55,120/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,640
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,438
−HK$810/mo
Today · 4.125%
HK$27,248
baseline
▲ 0.50% · 4.625%
HK$28,906
+HK$1,658/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,496/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,524
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,289
−HK$776/mo
Today · 4.125%
HK$30,065
baseline
▲ 0.50% · 4.625%
HK$31,650
+HK$1,585/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,130/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,777
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,641
−HK$877/mo
Today · 4.125%
HK$29,518
baseline
▲ 0.50% · 4.625%
HK$31,315
+HK$1,797/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,036/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,901
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,730
−HK$841/mo
Today · 4.125%
HK$32,571
baseline
▲ 0.50% · 4.625%
HK$34,288
+HK$1,717/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,142/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,913
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,844
−HK$945/mo
Today · 4.125%
HK$31,789
baseline
▲ 0.50% · 4.625%
HK$33,723
+HK$1,934/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,578/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,278
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,171
−HK$905/mo
Today · 4.125%
HK$35,076
baseline
▲ 0.50% · 4.625%
HK$36,925
+HK$1,849/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,152/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,050
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,047
−HK$1,013/mo
Today · 4.125%
HK$34,060
baseline
▲ 0.50% · 4.625%
HK$36,132
+HK$2,072/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,120/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,655
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,612
−HK$970/mo
Today · 4.125%
HK$37,582
baseline
▲ 0.50% · 4.625%
HK$39,563
+HK$1,981/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,164/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,187
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,250
−HK$1,080/mo
Today · 4.125%
HK$36,330
baseline
▲ 0.50% · 4.625%
HK$38,541
+HK$2,211/mo
Deposit HK$1.87M · loan HK$7.50M · min. income ≈ HK$72,660/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,032
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,052
−HK$1,035/mo
Today · 4.125%
HK$40,087
baseline
▲ 0.50% · 4.625%
HK$42,200
+HK$2,113/mo
Deposit HK$1.87M · loan HK$7.50M · min. income ≈ HK$80,174/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,323
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,453
−HK$1,148/mo
Today · 4.125%
HK$38,601
baseline
▲ 0.50% · 4.625%
HK$40,950
+HK$2,349/mo
Deposit HK$1.41M · loan HK$7.96M · min. income ≈ HK$77,202/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,409
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,493
−HK$1,100/mo
Today · 4.125%
HK$42,593
baseline
▲ 0.50% · 4.625%
HK$44,838
+HK$2,245/mo
Deposit HK$1.41M · loan HK$7.96M · min. income ≈ HK$85,186/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,460
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,656
−HK$1,216/mo
Today · 4.125%
HK$40,872
baseline
▲ 0.50% · 4.625%
HK$43,359
+HK$2,487/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,744/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,786
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,934
−HK$1,164/mo
Today · 4.125%
HK$45,098
baseline
▲ 0.50% · 4.625%
HK$47,475
+HK$2,377/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$90,196/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,029 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).