▼ 0.50% · 3.625%
HK$21,079
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,735
−HK$666/mo
Today · 4.125%
HK$22,401
baseline
▲ 0.50% · 4.625%
HK$23,764
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,802/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,450
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,079
−HK$638/mo
Today · 4.125%
HK$24,717
baseline
▲ 0.50% · 4.625%
HK$26,020
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,434/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,187
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,908
−HK$733/mo
Today · 4.125%
HK$24,641
baseline
▲ 0.50% · 4.625%
HK$26,141
+HK$1,500/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,282/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,795
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,487
−HK$702/mo
Today · 4.125%
HK$27,189
baseline
▲ 0.50% · 4.625%
HK$28,622
+HK$1,433/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,378/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,295
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,082
−HK$799/mo
Today · 4.125%
HK$26,881
baseline
▲ 0.50% · 4.625%
HK$28,517
+HK$1,636/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,762/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,140
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,895
−HK$766/mo
Today · 4.125%
HK$29,661
baseline
▲ 0.50% · 4.625%
HK$31,224
+HK$1,563/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,322/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,403
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,255
−HK$866/mo
Today · 4.125%
HK$29,121
baseline
▲ 0.50% · 4.625%
HK$30,893
+HK$1,772/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,242/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,486
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,303
−HK$830/mo
Today · 4.125%
HK$32,133
baseline
▲ 0.50% · 4.625%
HK$33,826
+HK$1,693/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,266/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,511
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,429
−HK$932/mo
Today · 4.125%
HK$31,361
baseline
▲ 0.50% · 4.625%
HK$33,270
+HK$1,909/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,722/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,831
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,711
−HK$893/mo
Today · 4.125%
HK$34,604
baseline
▲ 0.50% · 4.625%
HK$36,428
+HK$1,824/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,208/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,619
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,602
−HK$1,000/mo
Today · 4.125%
HK$33,602
baseline
▲ 0.50% · 4.625%
HK$35,646
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,204/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,176
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,119
−HK$957/mo
Today · 4.125%
HK$37,076
baseline
▲ 0.50% · 4.625%
HK$39,030
+HK$1,954/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,152/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,727
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,776
−HK$1,066/mo
Today · 4.125%
HK$35,842
baseline
▲ 0.50% · 4.625%
HK$38,023
+HK$2,181/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,684/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,521
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,527
−HK$1,021/mo
Today · 4.125%
HK$39,548
baseline
▲ 0.50% · 4.625%
HK$41,632
+HK$2,084/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,096/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,835
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,949
−HK$1,133/mo
Today · 4.125%
HK$38,082
baseline
▲ 0.50% · 4.625%
HK$40,399
+HK$2,317/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,164/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,866
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,935
−HK$1,084/mo
Today · 4.125%
HK$42,019
baseline
▲ 0.50% · 4.625%
HK$44,234
+HK$2,215/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,038/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,943
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,123
−HK$1,199/mo
Today · 4.125%
HK$40,322
baseline
▲ 0.50% · 4.625%
HK$42,775
+HK$2,453/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$80,644/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,211
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,343
−HK$1,148/mo
Today · 4.125%
HK$44,491
baseline
▲ 0.50% · 4.625%
HK$46,836
+HK$2,345/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$88,982/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,423 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).