▼ 0.50% · 3.625%
HK$17,430
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,972
−HK$551/mo
Today · 4.125%
HK$18,523
baseline
▲ 0.50% · 4.625%
HK$19,650
+HK$1,127/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,046/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,390
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,910
−HK$528/mo
Today · 4.125%
HK$20,438
baseline
▲ 0.50% · 4.625%
HK$21,515
+HK$1,077/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,876/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,173
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,769
−HK$606/mo
Today · 4.125%
HK$20,375
baseline
▲ 0.50% · 4.625%
HK$21,615
+HK$1,240/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,750/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,329
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,901
−HK$581/mo
Today · 4.125%
HK$22,482
baseline
▲ 0.50% · 4.625%
HK$23,667
+HK$1,185/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,964/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,915
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,566
−HK$661/mo
Today · 4.125%
HK$22,227
baseline
▲ 0.50% · 4.625%
HK$23,580
+HK$1,353/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,454/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,268
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,892
−HK$633/mo
Today · 4.125%
HK$24,525
baseline
▲ 0.50% · 4.625%
HK$25,818
+HK$1,293/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,050/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,658
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,363
−HK$716/mo
Today · 4.125%
HK$24,079
baseline
▲ 0.50% · 4.625%
HK$25,544
+HK$1,465/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$48,158/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,207
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,883
−HK$686/mo
Today · 4.125%
HK$26,569
baseline
▲ 0.50% · 4.625%
HK$27,970
+HK$1,401/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$53,138/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,401
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,160
−HK$772/mo
Today · 4.125%
HK$25,932
baseline
▲ 0.50% · 4.625%
HK$27,509
+HK$1,577/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,864/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,146
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,874
−HK$739/mo
Today · 4.125%
HK$28,613
baseline
▲ 0.50% · 4.625%
HK$30,121
+HK$1,508/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,226/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,144
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,958
−HK$826/mo
Today · 4.125%
HK$27,784
baseline
▲ 0.50% · 4.625%
HK$29,474
+HK$1,690/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,568/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,085
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,865
−HK$792/mo
Today · 4.125%
HK$30,657
baseline
▲ 0.50% · 4.625%
HK$32,273
+HK$1,616/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,314/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,887
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,755
−HK$881/mo
Today · 4.125%
HK$29,636
baseline
▲ 0.50% · 4.625%
HK$31,439
+HK$1,803/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,272/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,024
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,856
−HK$844/mo
Today · 4.125%
HK$32,700
baseline
▲ 0.50% · 4.625%
HK$34,424
+HK$1,724/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,400/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,630
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,552
−HK$936/mo
Today · 4.125%
HK$31,488
baseline
▲ 0.50% · 4.625%
HK$33,404
+HK$1,916/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$62,976/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,963
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,847
−HK$897/mo
Today · 4.125%
HK$34,744
baseline
▲ 0.50% · 4.625%
HK$36,576
+HK$1,832/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$69,488/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,373
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,349
−HK$992/mo
Today · 4.125%
HK$33,341
baseline
▲ 0.50% · 4.625%
HK$35,369
+HK$2,028/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$66,682/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,902
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,838
−HK$950/mo
Today · 4.125%
HK$36,788
baseline
▲ 0.50% · 4.625%
HK$38,727
+HK$1,939/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$73,576/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,311 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).