▼ 0.50% · 3.625%
HK$22,648
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,353
−HK$716/mo
Today · 4.125%
HK$24,069
baseline
▲ 0.50% · 4.625%
HK$25,533
+HK$1,464/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,138/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,196
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,872
−HK$685/mo
Today · 4.125%
HK$26,557
baseline
▲ 0.50% · 4.625%
HK$27,957
+HK$1,400/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,114/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,913
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,688
−HK$788/mo
Today · 4.125%
HK$26,476
baseline
▲ 0.50% · 4.625%
HK$28,087
+HK$1,611/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,952/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,716
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,459
−HK$754/mo
Today · 4.125%
HK$29,213
baseline
▲ 0.50% · 4.625%
HK$30,753
+HK$1,540/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,426/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,178
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,024
−HK$858/mo
Today · 4.125%
HK$28,882
baseline
▲ 0.50% · 4.625%
HK$30,640
+HK$1,758/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,764/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,235
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,046
−HK$823/mo
Today · 4.125%
HK$31,869
baseline
▲ 0.50% · 4.625%
HK$33,549
+HK$1,680/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,738/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,443
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,359
−HK$930/mo
Today · 4.125%
HK$31,289
baseline
▲ 0.50% · 4.625%
HK$33,193
+HK$1,904/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,578/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,755
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,634
−HK$891/mo
Today · 4.125%
HK$34,525
baseline
▲ 0.50% · 4.625%
HK$36,345
+HK$1,820/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,050/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,708
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,694
−HK$1,002/mo
Today · 4.125%
HK$33,696
baseline
▲ 0.50% · 4.625%
HK$35,747
+HK$2,051/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,392/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,275
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,221
−HK$959/mo
Today · 4.125%
HK$37,180
baseline
▲ 0.50% · 4.625%
HK$39,140
+HK$1,960/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,360/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,973
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,029
−HK$1,074/mo
Today · 4.125%
HK$36,103
baseline
▲ 0.50% · 4.625%
HK$38,300
+HK$2,197/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,206/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,794
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,808
−HK$1,028/mo
Today · 4.125%
HK$39,836
baseline
▲ 0.50% · 4.625%
HK$41,936
+HK$2,100/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,672/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,238
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,365
−HK$1,145/mo
Today · 4.125%
HK$38,510
baseline
▲ 0.50% · 4.625%
HK$40,853
+HK$2,343/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,020/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,314
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,395
−HK$1,097/mo
Today · 4.125%
HK$42,492
baseline
▲ 0.50% · 4.625%
HK$44,732
+HK$2,240/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$84,984/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,502
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,700
−HK$1,217/mo
Today · 4.125%
HK$40,917
baseline
▲ 0.50% · 4.625%
HK$43,407
+HK$2,490/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,834/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,834
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,982
−HK$1,166/mo
Today · 4.125%
HK$45,148
baseline
▲ 0.50% · 4.625%
HK$47,528
+HK$2,380/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,296/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,767
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,035
−HK$1,289/mo
Today · 4.125%
HK$43,324
baseline
▲ 0.50% · 4.625%
HK$45,960
+HK$2,636/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,648/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,353
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,570
−HK$1,233/mo
Today · 4.125%
HK$47,803
baseline
▲ 0.50% · 4.625%
HK$50,323
+HK$2,520/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,606/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,243 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).