▼ 0.50% · 3.625%
HK$20,830
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,478
−HK$658/mo
Today · 4.125%
HK$22,136
baseline
▲ 0.50% · 4.625%
HK$23,483
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,272/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,173
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,795
−HK$630/mo
Today · 4.125%
HK$24,425
baseline
▲ 0.50% · 4.625%
HK$25,713
+HK$1,288/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,850/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,913
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,626
−HK$724/mo
Today · 4.125%
HK$24,350
baseline
▲ 0.50% · 4.625%
HK$25,832
+HK$1,482/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,700/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,491
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,174
−HK$694/mo
Today · 4.125%
HK$26,868
baseline
▲ 0.50% · 4.625%
HK$28,284
+HK$1,416/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,736/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,996
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,774
−HK$790/mo
Today · 4.125%
HK$26,564
baseline
▲ 0.50% · 4.625%
HK$28,180
+HK$1,616/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,128/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,808
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,554
−HK$756/mo
Today · 4.125%
HK$29,310
baseline
▲ 0.50% · 4.625%
HK$30,855
+HK$1,545/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,620/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,079
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,922
−HK$855/mo
Today · 4.125%
HK$28,777
baseline
▲ 0.50% · 4.625%
HK$30,528
+HK$1,751/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,554/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,125
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,933
−HK$820/mo
Today · 4.125%
HK$31,753
baseline
▲ 0.50% · 4.625%
HK$33,427
+HK$1,674/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,506/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,162
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,069
−HK$922/mo
Today · 4.125%
HK$30,991
baseline
▲ 0.50% · 4.625%
HK$32,877
+HK$1,886/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,982/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,443
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,313
−HK$882/mo
Today · 4.125%
HK$34,195
baseline
▲ 0.50% · 4.625%
HK$35,998
+HK$1,803/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,390/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,245
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,217
−HK$988/mo
Today · 4.125%
HK$33,205
baseline
▲ 0.50% · 4.625%
HK$35,225
+HK$2,020/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,410/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,760
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,692
−HK$946/mo
Today · 4.125%
HK$36,638
baseline
▲ 0.50% · 4.625%
HK$38,569
+HK$1,931/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,276/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,328
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,365
−HK$1,053/mo
Today · 4.125%
HK$35,418
baseline
▲ 0.50% · 4.625%
HK$37,573
+HK$2,155/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,836/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,077
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,072
−HK$1,009/mo
Today · 4.125%
HK$39,081
baseline
▲ 0.50% · 4.625%
HK$41,140
+HK$2,059/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,162/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,411
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,513
−HK$1,119/mo
Today · 4.125%
HK$37,632
baseline
▲ 0.50% · 4.625%
HK$39,922
+HK$2,290/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,264/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,395
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,451
−HK$1,072/mo
Today · 4.125%
HK$41,523
baseline
▲ 0.50% · 4.625%
HK$43,712
+HK$2,189/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$83,046/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,494
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,661
−HK$1,184/mo
Today · 4.125%
HK$39,845
baseline
▲ 0.50% · 4.625%
HK$42,270
+HK$2,425/mo
Deposit HK$914K · loan HK$8.22M · min. income ≈ HK$79,690/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,712
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,831
−HK$1,135/mo
Today · 4.125%
HK$43,966
baseline
▲ 0.50% · 4.625%
HK$46,283
+HK$2,317/mo
Deposit HK$914K · loan HK$8.22M · min. income ≈ HK$87,932/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,501 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).