▼ 0.50% · 3.625%
HK$20,597
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,238
−HK$651/mo
Today · 4.125%
HK$21,889
baseline
▲ 0.50% · 4.625%
HK$23,221
+HK$1,332/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,778/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,914
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,529
−HK$623/mo
Today · 4.125%
HK$24,152
baseline
▲ 0.50% · 4.625%
HK$25,425
+HK$1,273/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,304/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,657
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,362
−HK$716/mo
Today · 4.125%
HK$24,078
baseline
▲ 0.50% · 4.625%
HK$25,543
+HK$1,465/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$48,156/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,206
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,882
−HK$685/mo
Today · 4.125%
HK$26,567
baseline
▲ 0.50% · 4.625%
HK$27,968
+HK$1,401/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$53,134/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,717
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,485
−HK$782/mo
Today · 4.125%
HK$26,267
baseline
▲ 0.50% · 4.625%
HK$27,865
+HK$1,598/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,534/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,497
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,234
−HK$749/mo
Today · 4.125%
HK$28,983
baseline
▲ 0.50% · 4.625%
HK$30,510
+HK$1,527/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,966/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,776
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,609
−HK$846/mo
Today · 4.125%
HK$28,455
baseline
▲ 0.50% · 4.625%
HK$30,187
+HK$1,732/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,910/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,788
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,587
−HK$811/mo
Today · 4.125%
HK$31,398
baseline
▲ 0.50% · 4.625%
HK$33,053
+HK$1,655/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,796/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,836
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,733
−HK$911/mo
Today · 4.125%
HK$30,644
baseline
▲ 0.50% · 4.625%
HK$32,509
+HK$1,865/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,288/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,080
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,940
−HK$873/mo
Today · 4.125%
HK$33,813
baseline
▲ 0.50% · 4.625%
HK$35,595
+HK$1,782/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,626/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,896
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,857
−HK$976/mo
Today · 4.125%
HK$32,833
baseline
▲ 0.50% · 4.625%
HK$34,831
+HK$1,998/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,666/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,371
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,293
−HK$935/mo
Today · 4.125%
HK$36,228
baseline
▲ 0.50% · 4.625%
HK$38,138
+HK$1,910/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,456/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,956
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,981
−HK$1,041/mo
Today · 4.125%
HK$35,022
baseline
▲ 0.50% · 4.625%
HK$37,153
+HK$2,131/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,044/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,663
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,646
−HK$997/mo
Today · 4.125%
HK$38,643
baseline
▲ 0.50% · 4.625%
HK$40,680
+HK$2,037/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,286/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,015
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,104
−HK$1,107/mo
Today · 4.125%
HK$37,211
baseline
▲ 0.50% · 4.625%
HK$39,475
+HK$2,264/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$74,422/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,954
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$39,999
−HK$1,060/mo
Today · 4.125%
HK$41,059
baseline
▲ 0.50% · 4.625%
HK$43,223
+HK$2,164/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$82,118/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,075
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,228
−HK$1,172/mo
Today · 4.125%
HK$39,400
baseline
▲ 0.50% · 4.625%
HK$41,797
+HK$2,397/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,800/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,246
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,352
−HK$1,122/mo
Today · 4.125%
HK$43,474
baseline
▲ 0.50% · 4.625%
HK$45,765
+HK$2,291/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,948/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,285 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).