▼ 0.50% · 3.625%
HK$20,250
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,880
−HK$640/mo
Today · 4.125%
HK$21,520
baseline
▲ 0.50% · 4.625%
HK$22,830
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,040/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,528
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,133
−HK$613/mo
Today · 4.125%
HK$23,746
baseline
▲ 0.50% · 4.625%
HK$24,997
+HK$1,251/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,492/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,275
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,968
−HK$704/mo
Today · 4.125%
HK$23,672
baseline
▲ 0.50% · 4.625%
HK$25,113
+HK$1,441/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$47,344/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,781
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,446
−HK$674/mo
Today · 4.125%
HK$26,120
baseline
▲ 0.50% · 4.625%
HK$27,497
+HK$1,377/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$52,240/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,300
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,056
−HK$768/mo
Today · 4.125%
HK$25,824
baseline
▲ 0.50% · 4.625%
HK$27,396
+HK$1,572/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,648/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,034
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,759
−HK$736/mo
Today · 4.125%
HK$28,495
baseline
▲ 0.50% · 4.625%
HK$29,997
+HK$1,502/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$56,990/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,326
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,144
−HK$832/mo
Today · 4.125%
HK$27,976
baseline
▲ 0.50% · 4.625%
HK$29,679
+HK$1,703/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,952/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,287
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,072
−HK$797/mo
Today · 4.125%
HK$30,869
baseline
▲ 0.50% · 4.625%
HK$32,496
+HK$1,627/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,738/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,351
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,232
−HK$896/mo
Today · 4.125%
HK$30,128
baseline
▲ 0.50% · 4.625%
HK$31,962
+HK$1,834/mo
Deposit HK$2.66M · loan HK$6.22M · min. income ≈ HK$60,256/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,540
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,386
−HK$858/mo
Today · 4.125%
HK$33,244
baseline
▲ 0.50% · 4.625%
HK$34,996
+HK$1,752/mo
Deposit HK$2.66M · loan HK$6.22M · min. income ≈ HK$66,488/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,376
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,320
−HK$960/mo
Today · 4.125%
HK$32,280
baseline
▲ 0.50% · 4.625%
HK$34,245
+HK$1,965/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,560/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,793
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,699
−HK$919/mo
Today · 4.125%
HK$35,618
baseline
▲ 0.50% · 4.625%
HK$37,496
+HK$1,878/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,236/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,401
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,408
−HK$1,024/mo
Today · 4.125%
HK$34,432
baseline
▲ 0.50% · 4.625%
HK$36,528
+HK$2,096/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$68,864/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,045
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,012
−HK$981/mo
Today · 4.125%
HK$37,993
baseline
▲ 0.50% · 4.625%
HK$39,995
+HK$2,002/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$75,986/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,426
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,497
−HK$1,087/mo
Today · 4.125%
HK$36,584
baseline
▲ 0.50% · 4.625%
HK$38,811
+HK$2,227/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,168/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,298
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,325
−HK$1,042/mo
Today · 4.125%
HK$40,367
baseline
▲ 0.50% · 4.625%
HK$42,495
+HK$2,128/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,734/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,451
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,585
−HK$1,152/mo
Today · 4.125%
HK$38,737
baseline
▲ 0.50% · 4.625%
HK$41,094
+HK$2,357/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$77,474/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,551
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,639
−HK$1,103/mo
Today · 4.125%
HK$42,742
baseline
▲ 0.50% · 4.625%
HK$44,995
+HK$2,253/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$85,484/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,423 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).