▼ 0.50% · 3.625%
HK$22,300
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,993
−HK$705/mo
Today · 4.125%
HK$23,698
baseline
▲ 0.50% · 4.625%
HK$25,140
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,396/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,808
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,474
−HK$675/mo
Today · 4.125%
HK$26,149
baseline
▲ 0.50% · 4.625%
HK$27,527
+HK$1,378/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,298/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,530
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,293
−HK$775/mo
Today · 4.125%
HK$26,068
baseline
▲ 0.50% · 4.625%
HK$27,654
+HK$1,586/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,136/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,289
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,021
−HK$742/mo
Today · 4.125%
HK$28,763
baseline
▲ 0.50% · 4.625%
HK$30,280
+HK$1,517/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,526/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,760
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,592
−HK$846/mo
Today · 4.125%
HK$28,438
baseline
▲ 0.50% · 4.625%
HK$30,168
+HK$1,730/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,876/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,770
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,568
−HK$810/mo
Today · 4.125%
HK$31,378
baseline
▲ 0.50% · 4.625%
HK$33,032
+HK$1,654/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,756/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,990
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,891
−HK$917/mo
Today · 4.125%
HK$30,808
baseline
▲ 0.50% · 4.625%
HK$32,682
+HK$1,874/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$61,616/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,251
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,116
−HK$877/mo
Today · 4.125%
HK$33,993
baseline
▲ 0.50% · 4.625%
HK$35,785
+HK$1,792/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$67,986/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,220
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,191
−HK$986/mo
Today · 4.125%
HK$33,177
baseline
▲ 0.50% · 4.625%
HK$35,196
+HK$2,019/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$66,354/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,732
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,663
−HK$945/mo
Today · 4.125%
HK$36,608
baseline
▲ 0.50% · 4.625%
HK$38,538
+HK$1,930/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$73,216/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,450
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,490
−HK$1,057/mo
Today · 4.125%
HK$35,547
baseline
▲ 0.50% · 4.625%
HK$37,710
+HK$2,163/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$71,094/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,212
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,210
−HK$1,013/mo
Today · 4.125%
HK$39,223
baseline
▲ 0.50% · 4.625%
HK$41,290
+HK$2,067/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$78,446/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,680
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,790
−HK$1,127/mo
Today · 4.125%
HK$37,917
baseline
▲ 0.50% · 4.625%
HK$40,224
+HK$2,307/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$75,834/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,693
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,758
−HK$1,080/mo
Today · 4.125%
HK$41,838
baseline
▲ 0.50% · 4.625%
HK$44,043
+HK$2,205/mo
Deposit HK$1.96M · loan HK$7.82M · min. income ≈ HK$83,676/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,910
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,089
−HK$1,198/mo
Today · 4.125%
HK$40,287
baseline
▲ 0.50% · 4.625%
HK$42,738
+HK$2,451/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$80,574/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,174
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,305
−HK$1,148/mo
Today · 4.125%
HK$44,453
baseline
▲ 0.50% · 4.625%
HK$46,796
+HK$2,343/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$88,906/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,140
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,388
−HK$1,269/mo
Today · 4.125%
HK$42,657
baseline
▲ 0.50% · 4.625%
HK$45,252
+HK$2,595/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,314/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,655
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,853
−HK$1,214/mo
Today · 4.125%
HK$47,067
baseline
▲ 0.50% · 4.625%
HK$49,548
+HK$2,481/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,134/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$347,951 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).