▼ 0.50% · 3.625%
HK$18,068
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,630
−HK$571/mo
Today · 4.125%
HK$19,201
baseline
▲ 0.50% · 4.625%
HK$20,370
+HK$1,169/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,402/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,101
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,640
−HK$547/mo
Today · 4.125%
HK$21,187
baseline
▲ 0.50% · 4.625%
HK$22,303
+HK$1,116/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,374/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,875
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,493
−HK$628/mo
Today · 4.125%
HK$21,121
baseline
▲ 0.50% · 4.625%
HK$22,407
+HK$1,286/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$42,242/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,111
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,704
−HK$601/mo
Today · 4.125%
HK$23,305
baseline
▲ 0.50% · 4.625%
HK$24,534
+HK$1,229/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$46,610/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,682
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,356
−HK$685/mo
Today · 4.125%
HK$23,041
baseline
▲ 0.50% · 4.625%
HK$24,443
+HK$1,402/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$46,082/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,121
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,768
−HK$656/mo
Today · 4.125%
HK$25,424
baseline
▲ 0.50% · 4.625%
HK$26,764
+HK$1,340/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$50,848/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,489
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,219
−HK$743/mo
Today · 4.125%
HK$24,962
baseline
▲ 0.50% · 4.625%
HK$26,480
+HK$1,518/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$49,924/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,131
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,832
−HK$711/mo
Today · 4.125%
HK$27,543
baseline
▲ 0.50% · 4.625%
HK$28,994
+HK$1,451/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$55,086/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,295
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,082
−HK$800/mo
Today · 4.125%
HK$26,882
baseline
▲ 0.50% · 4.625%
HK$28,517
+HK$1,635/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,764/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,141
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,896
−HK$765/mo
Today · 4.125%
HK$29,661
baseline
▲ 0.50% · 4.625%
HK$31,225
+HK$1,564/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,322/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,102
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,945
−HK$857/mo
Today · 4.125%
HK$28,802
baseline
▲ 0.50% · 4.625%
HK$30,554
+HK$1,752/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$57,604/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,151
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,960
−HK$820/mo
Today · 4.125%
HK$31,780
baseline
▲ 0.50% · 4.625%
HK$33,455
+HK$1,675/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$63,560/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,909
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,808
−HK$914/mo
Today · 4.125%
HK$30,722
baseline
▲ 0.50% · 4.625%
HK$32,591
+HK$1,869/mo
Deposit HK$1.58M · loan HK$6.34M · min. income ≈ HK$61,444/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,161
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,024
−HK$875/mo
Today · 4.125%
HK$33,899
baseline
▲ 0.50% · 4.625%
HK$35,685
+HK$1,786/mo
Deposit HK$1.58M · loan HK$6.34M · min. income ≈ HK$67,798/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,716
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,671
−HK$971/mo
Today · 4.125%
HK$32,642
baseline
▲ 0.50% · 4.625%
HK$34,628
+HK$1,986/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$65,284/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,171
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,088
−HK$929/mo
Today · 4.125%
HK$36,017
baseline
▲ 0.50% · 4.625%
HK$37,916
+HK$1,899/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$72,034/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,523
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,534
−HK$1,028/mo
Today · 4.125%
HK$34,562
baseline
▲ 0.50% · 4.625%
HK$36,665
+HK$2,103/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$69,124/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,181
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,152
−HK$984/mo
Today · 4.125%
HK$38,136
baseline
▲ 0.50% · 4.625%
HK$40,146
+HK$2,010/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$76,272/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,713 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).