▼ 0.50% · 3.625%
HK$20,938
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,590
−HK$661/mo
Today · 4.125%
HK$22,251
baseline
▲ 0.50% · 4.625%
HK$23,605
+HK$1,354/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,502/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,294
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,918
−HK$634/mo
Today · 4.125%
HK$24,552
baseline
▲ 0.50% · 4.625%
HK$25,846
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,104/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,032
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,749
−HK$728/mo
Today · 4.125%
HK$24,477
baseline
▲ 0.50% · 4.625%
HK$25,966
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,954/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,623
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,310
−HK$697/mo
Today · 4.125%
HK$27,007
baseline
▲ 0.50% · 4.625%
HK$28,431
+HK$1,424/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,014/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,126
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,908
−HK$794/mo
Today · 4.125%
HK$26,702
baseline
▲ 0.50% · 4.625%
HK$28,326
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,404/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,953
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,702
−HK$761/mo
Today · 4.125%
HK$29,463
baseline
▲ 0.50% · 4.625%
HK$31,016
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,926/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,220
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,067
−HK$860/mo
Today · 4.125%
HK$28,927
baseline
▲ 0.50% · 4.625%
HK$30,687
+HK$1,760/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,854/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,282
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,094
−HK$824/mo
Today · 4.125%
HK$31,918
baseline
▲ 0.50% · 4.625%
HK$33,600
+HK$1,682/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,836/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,314
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,226
−HK$926/mo
Today · 4.125%
HK$31,152
baseline
▲ 0.50% · 4.625%
HK$33,048
+HK$1,896/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$62,304/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,611
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,486
−HK$887/mo
Today · 4.125%
HK$34,373
baseline
▲ 0.50% · 4.625%
HK$36,185
+HK$1,812/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$68,746/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,408
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,385
−HK$992/mo
Today · 4.125%
HK$33,377
baseline
▲ 0.50% · 4.625%
HK$35,408
+HK$2,031/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,754/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,941
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,878
−HK$950/mo
Today · 4.125%
HK$36,828
baseline
▲ 0.50% · 4.625%
HK$38,770
+HK$1,942/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,656/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,501
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,544
−HK$1,058/mo
Today · 4.125%
HK$35,602
baseline
▲ 0.50% · 4.625%
HK$37,769
+HK$2,167/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,204/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,270
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,270
−HK$1,014/mo
Today · 4.125%
HK$39,284
baseline
▲ 0.50% · 4.625%
HK$41,354
+HK$2,070/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,568/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,595
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,703
−HK$1,124/mo
Today · 4.125%
HK$37,827
baseline
▲ 0.50% · 4.625%
HK$40,129
+HK$2,302/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,654/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,599
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,661
−HK$1,078/mo
Today · 4.125%
HK$41,739
baseline
▲ 0.50% · 4.625%
HK$43,939
+HK$2,200/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,478/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,689
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,861
−HK$1,192/mo
Today · 4.125%
HK$40,053
baseline
▲ 0.50% · 4.625%
HK$42,490
+HK$2,437/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,106/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,929
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,053
−HK$1,141/mo
Today · 4.125%
HK$44,194
baseline
▲ 0.50% · 4.625%
HK$46,524
+HK$2,330/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,388/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,249 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).