▼ 0.50% · 3.625%
HK$20,891
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,540
−HK$661/mo
Today · 4.125%
HK$22,201
baseline
▲ 0.50% · 4.625%
HK$23,551
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,402/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,241
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,864
−HK$632/mo
Today · 4.125%
HK$24,496
baseline
▲ 0.50% · 4.625%
HK$25,787
+HK$1,291/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,992/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,980
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,694
−HK$727/mo
Today · 4.125%
HK$24,421
baseline
▲ 0.50% · 4.625%
HK$25,907
+HK$1,486/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,842/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,565
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,250
−HK$696/mo
Today · 4.125%
HK$26,946
baseline
▲ 0.50% · 4.625%
HK$28,366
+HK$1,420/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,892/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,069
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,848
−HK$793/mo
Today · 4.125%
HK$26,641
baseline
▲ 0.50% · 4.625%
HK$28,262
+HK$1,621/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$53,282/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,889
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,637
−HK$758/mo
Today · 4.125%
HK$29,395
baseline
▲ 0.50% · 4.625%
HK$30,945
+HK$1,550/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$58,790/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,158
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,003
−HK$858/mo
Today · 4.125%
HK$28,861
baseline
▲ 0.50% · 4.625%
HK$30,617
+HK$1,756/mo
Deposit HK$3.21M · loan HK$5.95M · min. income ≈ HK$57,722/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,213
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,023
−HK$822/mo
Today · 4.125%
HK$31,845
baseline
▲ 0.50% · 4.625%
HK$33,524
+HK$1,679/mo
Deposit HK$3.21M · loan HK$5.95M · min. income ≈ HK$63,690/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,247
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,157
−HK$924/mo
Today · 4.125%
HK$31,081
baseline
▲ 0.50% · 4.625%
HK$32,972
+HK$1,891/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,162/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,537
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,409
−HK$886/mo
Today · 4.125%
HK$34,295
baseline
▲ 0.50% · 4.625%
HK$36,102
+HK$1,807/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,590/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,336
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,311
−HK$990/mo
Today · 4.125%
HK$33,301
baseline
▲ 0.50% · 4.625%
HK$35,327
+HK$2,026/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,602/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,861
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,796
−HK$948/mo
Today · 4.125%
HK$36,744
baseline
▲ 0.50% · 4.625%
HK$38,681
+HK$1,937/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,488/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,425
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,465
−HK$1,056/mo
Today · 4.125%
HK$35,521
baseline
▲ 0.50% · 4.625%
HK$37,682
+HK$2,161/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,042/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,185
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,182
−HK$1,012/mo
Today · 4.125%
HK$39,194
baseline
▲ 0.50% · 4.625%
HK$41,260
+HK$2,066/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,388/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,514
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,619
−HK$1,122/mo
Today · 4.125%
HK$37,741
baseline
▲ 0.50% · 4.625%
HK$40,037
+HK$2,296/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$75,482/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,509
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,569
−HK$1,075/mo
Today · 4.125%
HK$41,644
baseline
▲ 0.50% · 4.625%
HK$43,839
+HK$2,195/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$83,288/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,603
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,773
−HK$1,188/mo
Today · 4.125%
HK$39,961
baseline
▲ 0.50% · 4.625%
HK$42,393
+HK$2,432/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$79,922/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,833
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,955
−HK$1,138/mo
Today · 4.125%
HK$44,093
baseline
▲ 0.50% · 4.625%
HK$46,417
+HK$2,324/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$88,186/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,151 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).