▼ 0.50% · 3.625%
HK$22,013
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,698
−HK$696/mo
Today · 4.125%
HK$23,394
baseline
▲ 0.50% · 4.625%
HK$24,817
+HK$1,423/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,788/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,490
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,147
−HK$666/mo
Today · 4.125%
HK$25,813
baseline
▲ 0.50% · 4.625%
HK$27,174
+HK$1,361/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,626/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,215
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,968
−HK$765/mo
Today · 4.125%
HK$25,733
baseline
▲ 0.50% · 4.625%
HK$27,299
+HK$1,566/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,466/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,939
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,661
−HK$733/mo
Today · 4.125%
HK$28,394
baseline
▲ 0.50% · 4.625%
HK$29,891
+HK$1,497/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,788/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,416
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,238
−HK$835/mo
Today · 4.125%
HK$28,073
baseline
▲ 0.50% · 4.625%
HK$29,781
+HK$1,708/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,146/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,388
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,176
−HK$799/mo
Today · 4.125%
HK$30,975
baseline
▲ 0.50% · 4.625%
HK$32,608
+HK$1,633/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,950/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,618
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,508
−HK$904/mo
Today · 4.125%
HK$30,412
baseline
▲ 0.50% · 4.625%
HK$32,263
+HK$1,851/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,824/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,837
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,691
−HK$866/mo
Today · 4.125%
HK$33,557
baseline
▲ 0.50% · 4.625%
HK$35,326
+HK$1,769/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,114/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,819
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,778
−HK$973/mo
Today · 4.125%
HK$32,751
baseline
▲ 0.50% · 4.625%
HK$34,744
+HK$1,993/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,502/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,286
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,205
−HK$933/mo
Today · 4.125%
HK$36,138
baseline
▲ 0.50% · 4.625%
HK$38,043
+HK$1,905/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,276/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,020
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,047
−HK$1,044/mo
Today · 4.125%
HK$35,091
baseline
▲ 0.50% · 4.625%
HK$37,226
+HK$2,135/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,182/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,735
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,720
−HK$999/mo
Today · 4.125%
HK$38,719
baseline
▲ 0.50% · 4.625%
HK$40,760
+HK$2,041/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,438/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,222
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,317
−HK$1,113/mo
Today · 4.125%
HK$37,430
baseline
▲ 0.50% · 4.625%
HK$39,708
+HK$2,278/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,860/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,184
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,235
−HK$1,066/mo
Today · 4.125%
HK$41,301
baseline
▲ 0.50% · 4.625%
HK$43,478
+HK$2,177/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,602/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,423
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,587
−HK$1,183/mo
Today · 4.125%
HK$39,770
baseline
▲ 0.50% · 4.625%
HK$42,190
+HK$2,420/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,540/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,633
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,749
−HK$1,133/mo
Today · 4.125%
HK$43,882
baseline
▲ 0.50% · 4.625%
HK$46,195
+HK$2,313/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,764/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,624
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,857
−HK$1,252/mo
Today · 4.125%
HK$42,109
baseline
▲ 0.50% · 4.625%
HK$44,671
+HK$2,562/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$84,218/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,082
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,264
−HK$1,199/mo
Today · 4.125%
HK$46,463
baseline
▲ 0.50% · 4.625%
HK$48,912
+HK$2,449/mo
Deposit HK$965K · loan HK$8.69M · min. income ≈ HK$92,926/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,395 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).