▼ 0.50% · 3.625%
HK$22,165
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,854
−HK$701/mo
Today · 4.125%
HK$23,555
baseline
▲ 0.50% · 4.625%
HK$24,988
+HK$1,433/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,110/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,658
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,319
−HK$671/mo
Today · 4.125%
HK$25,990
baseline
▲ 0.50% · 4.625%
HK$27,360
+HK$1,370/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,980/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,381
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,139
−HK$771/mo
Today · 4.125%
HK$25,910
baseline
▲ 0.50% · 4.625%
HK$27,487
+HK$1,577/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$51,820/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,124
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,851
−HK$738/mo
Today · 4.125%
HK$28,589
baseline
▲ 0.50% · 4.625%
HK$30,096
+HK$1,507/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$57,178/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,598
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,425
−HK$840/mo
Today · 4.125%
HK$28,265
baseline
▲ 0.50% · 4.625%
HK$29,985
+HK$1,720/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,530/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,589
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,383
−HK$805/mo
Today · 4.125%
HK$31,188
baseline
▲ 0.50% · 4.625%
HK$32,832
+HK$1,644/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,376/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,814
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,710
−HK$911/mo
Today · 4.125%
HK$30,621
baseline
▲ 0.50% · 4.625%
HK$32,484
+HK$1,863/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,242/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,055
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,915
−HK$872/mo
Today · 4.125%
HK$33,787
baseline
▲ 0.50% · 4.625%
HK$35,568
+HK$1,781/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,574/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,030
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,996
−HK$980/mo
Today · 4.125%
HK$32,976
baseline
▲ 0.50% · 4.625%
HK$34,983
+HK$2,007/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$65,952/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,521
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,447
−HK$939/mo
Today · 4.125%
HK$36,386
baseline
▲ 0.50% · 4.625%
HK$38,304
+HK$1,918/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$72,772/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,247
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,281
−HK$1,051/mo
Today · 4.125%
HK$35,332
baseline
▲ 0.50% · 4.625%
HK$37,482
+HK$2,150/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,664/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,987
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,979
−HK$1,006/mo
Today · 4.125%
HK$38,985
baseline
▲ 0.50% · 4.625%
HK$41,040
+HK$2,055/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,970/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,463
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,566
−HK$1,121/mo
Today · 4.125%
HK$37,687
baseline
▲ 0.50% · 4.625%
HK$39,980
+HK$2,293/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$75,374/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,453
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,511
−HK$1,073/mo
Today · 4.125%
HK$41,584
baseline
▲ 0.50% · 4.625%
HK$43,776
+HK$2,192/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$83,168/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,680
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,852
−HK$1,191/mo
Today · 4.125%
HK$40,043
baseline
▲ 0.50% · 4.625%
HK$42,479
+HK$2,436/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,086/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,918
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,043
−HK$1,140/mo
Today · 4.125%
HK$44,183
baseline
▲ 0.50% · 4.625%
HK$46,512
+HK$2,329/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,366/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,896
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,137
−HK$1,261/mo
Today · 4.125%
HK$42,398
baseline
▲ 0.50% · 4.625%
HK$44,978
+HK$2,580/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$84,796/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,384
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$45,575
−HK$1,207/mo
Today · 4.125%
HK$46,782
baseline
▲ 0.50% · 4.625%
HK$49,248
+HK$2,466/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$93,564/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$342,023 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).