▼ 0.50% · 3.625%
HK$22,580
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,282
−HK$714/mo
Today · 4.125%
HK$23,996
baseline
▲ 0.50% · 4.625%
HK$25,456
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,992/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,120
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,794
−HK$683/mo
Today · 4.125%
HK$26,477
baseline
▲ 0.50% · 4.625%
HK$27,873
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,954/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,838
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,611
−HK$785/mo
Today · 4.125%
HK$26,396
baseline
▲ 0.50% · 4.625%
HK$28,002
+HK$1,606/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,792/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,632
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,373
−HK$752/mo
Today · 4.125%
HK$29,125
baseline
▲ 0.50% · 4.625%
HK$30,660
+HK$1,535/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,250/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,096
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,939
−HK$856/mo
Today · 4.125%
HK$28,795
baseline
▲ 0.50% · 4.625%
HK$30,547
+HK$1,752/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,590/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,144
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,953
−HK$820/mo
Today · 4.125%
HK$31,773
baseline
▲ 0.50% · 4.625%
HK$33,447
+HK$1,674/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,546/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,354
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,267
−HK$928/mo
Today · 4.125%
HK$31,195
baseline
▲ 0.50% · 4.625%
HK$33,093
+HK$1,898/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,390/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,656
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,532
−HK$888/mo
Today · 4.125%
HK$34,420
baseline
▲ 0.50% · 4.625%
HK$36,235
+HK$1,815/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,840/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,612
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,595
−HK$999/mo
Today · 4.125%
HK$33,594
baseline
▲ 0.50% · 4.625%
HK$35,639
+HK$2,045/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,188/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,168
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,111
−HK$957/mo
Today · 4.125%
HK$37,068
baseline
▲ 0.50% · 4.625%
HK$39,022
+HK$1,954/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,136/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,870
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,924
−HK$1,070/mo
Today · 4.125%
HK$35,994
baseline
▲ 0.50% · 4.625%
HK$38,184
+HK$2,190/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$71,988/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,680
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,691
−HK$1,025/mo
Today · 4.125%
HK$39,716
baseline
▲ 0.50% · 4.625%
HK$41,809
+HK$2,093/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,432/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,128
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,252
−HK$1,142/mo
Today · 4.125%
HK$38,394
baseline
▲ 0.50% · 4.625%
HK$40,730
+HK$2,336/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,788/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,192
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,270
−HK$1,094/mo
Today · 4.125%
HK$42,364
baseline
▲ 0.50% · 4.625%
HK$44,597
+HK$2,233/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,728/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,386
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,580
−HK$1,213/mo
Today · 4.125%
HK$40,793
baseline
▲ 0.50% · 4.625%
HK$43,275
+HK$2,482/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,586/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,704
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,849
−HK$1,162/mo
Today · 4.125%
HK$45,011
baseline
▲ 0.50% · 4.625%
HK$47,384
+HK$2,373/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,022/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,644
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,908
−HK$1,285/mo
Today · 4.125%
HK$43,193
baseline
▲ 0.50% · 4.625%
HK$45,821
+HK$2,628/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,386/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,216
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,429
−HK$1,230/mo
Today · 4.125%
HK$47,659
baseline
▲ 0.50% · 4.625%
HK$50,171
+HK$2,512/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,318/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,241 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).