▼ 0.50% · 3.625%
HK$21,848
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,527
−HK$691/mo
Today · 4.125%
HK$23,218
baseline
▲ 0.50% · 4.625%
HK$24,630
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,436/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,305
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,957
−HK$661/mo
Today · 4.125%
HK$25,618
baseline
▲ 0.50% · 4.625%
HK$26,969
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,236/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,032
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,780
−HK$759/mo
Today · 4.125%
HK$25,539
baseline
▲ 0.50% · 4.625%
HK$27,093
+HK$1,554/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,078/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,736
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,453
−HK$727/mo
Today · 4.125%
HK$28,180
baseline
▲ 0.50% · 4.625%
HK$29,666
+HK$1,486/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,360/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,217
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,033
−HK$828/mo
Today · 4.125%
HK$27,861
baseline
▲ 0.50% · 4.625%
HK$29,556
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,722/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,166
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,948
−HK$794/mo
Today · 4.125%
HK$30,742
baseline
▲ 0.50% · 4.625%
HK$32,362
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,484/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,402
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,285
−HK$898/mo
Today · 4.125%
HK$30,183
baseline
▲ 0.50% · 4.625%
HK$32,019
+HK$1,836/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$60,366/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,597
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,444
−HK$860/mo
Today · 4.125%
HK$33,304
baseline
▲ 0.50% · 4.625%
HK$35,059
+HK$1,755/mo
Deposit HK$3.35M · loan HK$6.23M · min. income ≈ HK$66,608/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,587
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,538
−HK$967/mo
Today · 4.125%
HK$32,505
baseline
▲ 0.50% · 4.625%
HK$34,482
+HK$1,977/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$65,010/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,027
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,940
−HK$926/mo
Today · 4.125%
HK$35,866
baseline
▲ 0.50% · 4.625%
HK$37,756
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$71,732/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,771
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,791
−HK$1,035/mo
Today · 4.125%
HK$34,826
baseline
▲ 0.50% · 4.625%
HK$36,945
+HK$2,119/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,652/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,458
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,436
−HK$991/mo
Today · 4.125%
HK$38,427
baseline
▲ 0.50% · 4.625%
HK$40,453
+HK$2,026/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,854/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,956
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,043
−HK$1,105/mo
Today · 4.125%
HK$37,148
baseline
▲ 0.50% · 4.625%
HK$39,408
+HK$2,260/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,296/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,888
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,931
−HK$1,058/mo
Today · 4.125%
HK$40,989
baseline
▲ 0.50% · 4.625%
HK$43,150
+HK$2,161/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,978/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,141
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,296
−HK$1,174/mo
Today · 4.125%
HK$39,470
baseline
▲ 0.50% · 4.625%
HK$41,871
+HK$2,401/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,940/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,319
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,427
−HK$1,124/mo
Today · 4.125%
HK$43,551
baseline
▲ 0.50% · 4.625%
HK$45,847
+HK$2,296/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,102/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,326
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,549
−HK$1,243/mo
Today · 4.125%
HK$41,792
baseline
▲ 0.50% · 4.625%
HK$44,335
+HK$2,543/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,584/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,749
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,923
−HK$1,190/mo
Today · 4.125%
HK$46,113
baseline
▲ 0.50% · 4.625%
HK$48,544
+HK$2,431/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,226/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,118 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).