▼ 0.50% · 3.625%
HK$17,125
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,658
−HK$541/mo
Today · 4.125%
HK$18,199
baseline
▲ 0.50% · 4.625%
HK$19,307
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,398/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,052
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,563
−HK$518/mo
Today · 4.125%
HK$20,081
baseline
▲ 0.50% · 4.625%
HK$21,139
+HK$1,058/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,162/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,838
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,424
−HK$595/mo
Today · 4.125%
HK$20,019
baseline
▲ 0.50% · 4.625%
HK$21,237
+HK$1,218/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,038/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,957
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,519
−HK$570/mo
Today · 4.125%
HK$22,089
baseline
▲ 0.50% · 4.625%
HK$23,253
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,178/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,550
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,190
−HK$649/mo
Today · 4.125%
HK$21,839
baseline
▲ 0.50% · 4.625%
HK$23,168
+HK$1,329/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$43,678/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,862
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,475
−HK$622/mo
Today · 4.125%
HK$24,097
baseline
▲ 0.50% · 4.625%
HK$25,367
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$48,194/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,263
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,955
−HK$704/mo
Today · 4.125%
HK$23,659
baseline
▲ 0.50% · 4.625%
HK$25,098
+HK$1,439/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,318/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,767
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,431
−HK$674/mo
Today · 4.125%
HK$26,105
baseline
▲ 0.50% · 4.625%
HK$27,481
+HK$1,376/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,210/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,975
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,721
−HK$758/mo
Today · 4.125%
HK$25,479
baseline
▲ 0.50% · 4.625%
HK$27,029
+HK$1,550/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,958/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,672
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,388
−HK$725/mo
Today · 4.125%
HK$28,113
baseline
▲ 0.50% · 4.625%
HK$29,595
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,226/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,688
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,487
−HK$812/mo
Today · 4.125%
HK$27,299
baseline
▲ 0.50% · 4.625%
HK$28,960
+HK$1,661/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,598/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,578
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,344
−HK$777/mo
Today · 4.125%
HK$30,121
baseline
▲ 0.50% · 4.625%
HK$31,709
+HK$1,588/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,242/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,400
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,253
−HK$866/mo
Today · 4.125%
HK$29,119
baseline
▲ 0.50% · 4.625%
HK$30,890
+HK$1,771/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,238/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,483
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,300
−HK$830/mo
Today · 4.125%
HK$32,130
baseline
▲ 0.50% · 4.625%
HK$33,823
+HK$1,693/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,260/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,113
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,019
−HK$920/mo
Today · 4.125%
HK$30,939
baseline
▲ 0.50% · 4.625%
HK$32,821
+HK$1,882/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,878/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,388
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,256
−HK$882/mo
Today · 4.125%
HK$34,138
baseline
▲ 0.50% · 4.625%
HK$35,937
+HK$1,799/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,276/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,825
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,784
−HK$974/mo
Today · 4.125%
HK$32,758
baseline
▲ 0.50% · 4.625%
HK$34,752
+HK$1,994/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,516/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,293
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,213
−HK$933/mo
Today · 4.125%
HK$36,146
baseline
▲ 0.50% · 4.625%
HK$38,051
+HK$1,905/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,292/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,307 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).