▼ 0.50% · 3.625%
HK$20,089
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,713
−HK$635/mo
Today · 4.125%
HK$21,348
baseline
▲ 0.50% · 4.625%
HK$22,647
+HK$1,299/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,696/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,348
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,948
−HK$608/mo
Today · 4.125%
HK$23,556
baseline
▲ 0.50% · 4.625%
HK$24,797
+HK$1,241/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,112/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,097
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,785
−HK$698/mo
Today · 4.125%
HK$23,483
baseline
▲ 0.50% · 4.625%
HK$24,912
+HK$1,429/mo
Deposit HK$3.96M · loan HK$4.85M · min. income ≈ HK$46,966/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,583
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,242
−HK$669/mo
Today · 4.125%
HK$25,911
baseline
▲ 0.50% · 4.625%
HK$27,277
+HK$1,366/mo
Deposit HK$3.96M · loan HK$4.85M · min. income ≈ HK$51,822/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,106
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,856
−HK$762/mo
Today · 4.125%
HK$25,618
baseline
▲ 0.50% · 4.625%
HK$27,177
+HK$1,559/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$51,236/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,818
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,537
−HK$730/mo
Today · 4.125%
HK$28,267
baseline
▲ 0.50% · 4.625%
HK$29,757
+HK$1,490/mo
Deposit HK$3.52M · loan HK$5.29M · min. income ≈ HK$56,534/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,115
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,927
−HK$826/mo
Today · 4.125%
HK$27,753
baseline
▲ 0.50% · 4.625%
HK$29,441
+HK$1,688/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$55,506/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,053
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,832
−HK$790/mo
Today · 4.125%
HK$30,622
baseline
▲ 0.50% · 4.625%
HK$32,237
+HK$1,615/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$61,244/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,124
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$28,999
−HK$889/mo
Today · 4.125%
HK$29,888
baseline
▲ 0.50% · 4.625%
HK$31,706
+HK$1,818/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,776/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,288
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,127
−HK$851/mo
Today · 4.125%
HK$32,978
baseline
▲ 0.50% · 4.625%
HK$34,716
+HK$1,738/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,956/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,133
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,070
−HK$952/mo
Today · 4.125%
HK$32,022
baseline
▲ 0.50% · 4.625%
HK$33,971
+HK$1,949/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,044/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,523
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,422
−HK$912/mo
Today · 4.125%
HK$35,334
baseline
▲ 0.50% · 4.625%
HK$37,196
+HK$1,862/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,668/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,142
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,142
−HK$1,015/mo
Today · 4.125%
HK$34,157
baseline
▲ 0.50% · 4.625%
HK$36,236
+HK$2,079/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,314/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,757
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,716
−HK$973/mo
Today · 4.125%
HK$37,689
baseline
▲ 0.50% · 4.625%
HK$39,676
+HK$1,987/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,378/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,151
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,213
−HK$1,079/mo
Today · 4.125%
HK$36,292
baseline
▲ 0.50% · 4.625%
HK$38,500
+HK$2,208/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,584/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,992
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,011
−HK$1,034/mo
Today · 4.125%
HK$40,045
baseline
▲ 0.50% · 4.625%
HK$42,156
+HK$2,111/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,090/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,159
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,284
−HK$1,143/mo
Today · 4.125%
HK$38,427
baseline
▲ 0.50% · 4.625%
HK$40,765
+HK$2,338/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,854/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,227
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,306
−HK$1,094/mo
Today · 4.125%
HK$42,400
baseline
▲ 0.50% · 4.625%
HK$44,635
+HK$2,235/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,800/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,294 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).