▼ 0.50% · 3.625%
HK$22,063
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,749
−HK$697/mo
Today · 4.125%
HK$23,446
baseline
▲ 0.50% · 4.625%
HK$24,873
+HK$1,427/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,892/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,544
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,203
−HK$667/mo
Today · 4.125%
HK$25,870
baseline
▲ 0.50% · 4.625%
HK$27,234
+HK$1,364/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,740/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,269
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,024
−HK$767/mo
Today · 4.125%
HK$25,791
baseline
▲ 0.50% · 4.625%
HK$27,360
+HK$1,569/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,582/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,999
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,723
−HK$734/mo
Today · 4.125%
HK$28,457
baseline
▲ 0.50% · 4.625%
HK$29,957
+HK$1,500/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,914/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,475
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,299
−HK$836/mo
Today · 4.125%
HK$28,135
baseline
▲ 0.50% · 4.625%
HK$29,847
+HK$1,712/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,270/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,453
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,243
−HK$801/mo
Today · 4.125%
HK$31,044
baseline
▲ 0.50% · 4.625%
HK$32,681
+HK$1,637/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,088/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,681
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,573
−HK$907/mo
Today · 4.125%
HK$30,480
baseline
▲ 0.50% · 4.625%
HK$32,334
+HK$1,854/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$60,960/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,908
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,763
−HK$869/mo
Today · 4.125%
HK$33,632
baseline
▲ 0.50% · 4.625%
HK$35,404
+HK$1,772/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,264/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,888
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,848
−HK$976/mo
Today · 4.125%
HK$32,824
baseline
▲ 0.50% · 4.625%
HK$34,822
+HK$1,998/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,648/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,362
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,284
−HK$935/mo
Today · 4.125%
HK$36,219
baseline
▲ 0.50% · 4.625%
HK$38,128
+HK$1,909/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,438/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,094
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,123
−HK$1,046/mo
Today · 4.125%
HK$35,169
baseline
▲ 0.50% · 4.625%
HK$37,309
+HK$2,140/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,338/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,817
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,804
−HK$1,002/mo
Today · 4.125%
HK$38,806
baseline
▲ 0.50% · 4.625%
HK$40,851
+HK$2,045/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,612/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,300
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,398
−HK$1,116/mo
Today · 4.125%
HK$37,514
baseline
▲ 0.50% · 4.625%
HK$39,796
+HK$2,282/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$75,028/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,271
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,324
−HK$1,069/mo
Today · 4.125%
HK$41,393
baseline
▲ 0.50% · 4.625%
HK$43,575
+HK$2,182/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$82,786/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,506
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,673
−HK$1,185/mo
Today · 4.125%
HK$39,858
baseline
▲ 0.50% · 4.625%
HK$42,284
+HK$2,426/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,716/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,725
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,844
−HK$1,136/mo
Today · 4.125%
HK$43,980
baseline
▲ 0.50% · 4.625%
HK$46,298
+HK$2,318/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,960/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,713
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,948
−HK$1,255/mo
Today · 4.125%
HK$42,203
baseline
▲ 0.50% · 4.625%
HK$44,771
+HK$2,568/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,406/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,180
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,365
−HK$1,202/mo
Today · 4.125%
HK$46,567
baseline
▲ 0.50% · 4.625%
HK$49,021
+HK$2,454/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,134/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,546 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).