▼ 0.50% · 3.625%
HK$17,311
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,849
−HK$547/mo
Today · 4.125%
HK$18,396
baseline
▲ 0.50% · 4.625%
HK$19,516
+HK$1,120/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,792/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,258
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,775
−HK$523/mo
Today · 4.125%
HK$20,298
baseline
▲ 0.50% · 4.625%
HK$21,368
+HK$1,070/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,596/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,042
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,634
−HK$602/mo
Today · 4.125%
HK$20,236
baseline
▲ 0.50% · 4.625%
HK$21,467
+HK$1,231/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,472/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,184
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,752
−HK$576/mo
Today · 4.125%
HK$22,328
baseline
▲ 0.50% · 4.625%
HK$23,505
+HK$1,177/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,656/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,773
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,419
−HK$657/mo
Today · 4.125%
HK$22,076
baseline
▲ 0.50% · 4.625%
HK$23,419
+HK$1,343/mo
Deposit HK$3.04M · loan HK$4.55M · min. income ≈ HK$44,152/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,110
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,729
−HK$629/mo
Today · 4.125%
HK$24,358
baseline
▲ 0.50% · 4.625%
HK$25,642
+HK$1,284/mo
Deposit HK$3.04M · loan HK$4.55M · min. income ≈ HK$48,716/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,504
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,204
−HK$711/mo
Today · 4.125%
HK$23,915
baseline
▲ 0.50% · 4.625%
HK$25,370
+HK$1,455/mo
Deposit HK$2.66M · loan HK$4.93M · min. income ≈ HK$47,830/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,035
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,707
−HK$681/mo
Today · 4.125%
HK$26,388
baseline
▲ 0.50% · 4.625%
HK$27,779
+HK$1,391/mo
Deposit HK$2.66M · loan HK$4.93M · min. income ≈ HK$52,776/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,235
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,989
−HK$766/mo
Today · 4.125%
HK$25,755
baseline
▲ 0.50% · 4.625%
HK$27,322
+HK$1,567/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$51,510/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,961
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,684
−HK$734/mo
Today · 4.125%
HK$28,418
baseline
▲ 0.50% · 4.625%
HK$29,916
+HK$1,498/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$56,836/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,966
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,774
−HK$820/mo
Today · 4.125%
HK$27,594
baseline
▲ 0.50% · 4.625%
HK$29,273
+HK$1,679/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$55,188/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,887
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,662
−HK$786/mo
Today · 4.125%
HK$30,448
baseline
▲ 0.50% · 4.625%
HK$32,053
+HK$1,605/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$60,896/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,697
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,559
−HK$875/mo
Today · 4.125%
HK$29,434
baseline
▲ 0.50% · 4.625%
HK$31,225
+HK$1,791/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$58,868/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,813
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,639
−HK$839/mo
Today · 4.125%
HK$32,478
baseline
▲ 0.50% · 4.625%
HK$34,189
+HK$1,711/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$64,956/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,428
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,344
−HK$930/mo
Today · 4.125%
HK$31,274
baseline
▲ 0.50% · 4.625%
HK$33,177
+HK$1,903/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$62,548/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,739
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,617
−HK$890/mo
Today · 4.125%
HK$34,507
baseline
▲ 0.50% · 4.625%
HK$36,326
+HK$1,819/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$69,014/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,159
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,129
−HK$984/mo
Today · 4.125%
HK$33,113
baseline
▲ 0.50% · 4.625%
HK$35,128
+HK$2,015/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$66,226/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,664
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,594
−HK$943/mo
Today · 4.125%
HK$36,537
baseline
▲ 0.50% · 4.625%
HK$38,463
+HK$1,926/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$73,074/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,748 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).