▼ 0.50% · 3.625%
HK$20,464
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,100
−HK$647/mo
Today · 4.125%
HK$21,747
baseline
▲ 0.50% · 4.625%
HK$23,070
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,494/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,766
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,376
−HK$620/mo
Today · 4.125%
HK$23,996
baseline
▲ 0.50% · 4.625%
HK$25,261
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,992/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,510
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,210
−HK$712/mo
Today · 4.125%
HK$23,922
baseline
▲ 0.50% · 4.625%
HK$25,377
+HK$1,455/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,844/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,042
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,714
−HK$681/mo
Today · 4.125%
HK$26,395
baseline
▲ 0.50% · 4.625%
HK$27,787
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,790/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,557
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,320
−HK$777/mo
Today · 4.125%
HK$26,097
baseline
▲ 0.50% · 4.625%
HK$27,684
+HK$1,587/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,194/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,319
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,052
−HK$743/mo
Today · 4.125%
HK$28,795
baseline
▲ 0.50% · 4.625%
HK$30,313
+HK$1,518/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,590/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,603
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,431
−HK$840/mo
Today · 4.125%
HK$28,271
baseline
▲ 0.50% · 4.625%
HK$29,992
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,542/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,596
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,389
−HK$806/mo
Today · 4.125%
HK$31,195
baseline
▲ 0.50% · 4.625%
HK$32,839
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,390/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,649
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,541
−HK$905/mo
Today · 4.125%
HK$30,446
baseline
▲ 0.50% · 4.625%
HK$32,299
+HK$1,853/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,892/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,872
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,727
−HK$867/mo
Today · 4.125%
HK$33,594
baseline
▲ 0.50% · 4.625%
HK$35,365
+HK$1,771/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,188/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,696
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,651
−HK$970/mo
Today · 4.125%
HK$32,621
baseline
▲ 0.50% · 4.625%
HK$34,606
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,242/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,149
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,065
−HK$929/mo
Today · 4.125%
HK$35,994
baseline
▲ 0.50% · 4.625%
HK$37,891
+HK$1,897/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,988/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,742
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,761
−HK$1,034/mo
Today · 4.125%
HK$34,795
baseline
▲ 0.50% · 4.625%
HK$36,913
+HK$2,118/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,590/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,425
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,402
−HK$991/mo
Today · 4.125%
HK$38,393
baseline
▲ 0.50% · 4.625%
HK$40,417
+HK$2,024/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,786/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,789
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,871
−HK$1,099/mo
Today · 4.125%
HK$36,970
baseline
▲ 0.50% · 4.625%
HK$39,220
+HK$2,250/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,940/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,702
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,740
−HK$1,053/mo
Today · 4.125%
HK$40,793
baseline
▲ 0.50% · 4.625%
HK$42,943
+HK$2,150/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,586/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,835
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,981
−HK$1,164/mo
Today · 4.125%
HK$39,145
baseline
▲ 0.50% · 4.625%
HK$41,527
+HK$2,382/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$78,290/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,979
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,078
−HK$1,114/mo
Today · 4.125%
HK$43,192
baseline
▲ 0.50% · 4.625%
HK$45,469
+HK$2,277/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$86,384/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,232 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).