▼ 0.50% · 3.625%
HK$21,651
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,325
−HK$684/mo
Today · 4.125%
HK$23,009
baseline
▲ 0.50% · 4.625%
HK$24,409
+HK$1,400/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,018/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,087
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,733
−HK$655/mo
Today · 4.125%
HK$25,388
baseline
▲ 0.50% · 4.625%
HK$26,726
+HK$1,338/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,776/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,816
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,557
−HK$753/mo
Today · 4.125%
HK$25,310
baseline
▲ 0.50% · 4.625%
HK$26,850
+HK$1,540/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,620/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,495
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,206
−HK$721/mo
Today · 4.125%
HK$27,927
baseline
▲ 0.50% · 4.625%
HK$29,399
+HK$1,472/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,854/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,981
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,790
−HK$821/mo
Today · 4.125%
HK$27,611
baseline
▲ 0.50% · 4.625%
HK$29,291
+HK$1,680/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,222/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,904
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,679
−HK$787/mo
Today · 4.125%
HK$30,466
baseline
▲ 0.50% · 4.625%
HK$32,072
+HK$1,606/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,932/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,147
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,022
−HK$890/mo
Today · 4.125%
HK$29,912
baseline
▲ 0.50% · 4.625%
HK$31,732
+HK$1,820/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,824/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,313
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,153
−HK$852/mo
Today · 4.125%
HK$33,005
baseline
▲ 0.50% · 4.625%
HK$34,744
+HK$1,739/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$66,010/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,312
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,255
−HK$958/mo
Today · 4.125%
HK$32,213
baseline
▲ 0.50% · 4.625%
HK$34,173
+HK$1,960/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,426/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,721
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,626
−HK$917/mo
Today · 4.125%
HK$35,543
baseline
▲ 0.50% · 4.625%
HK$37,417
+HK$1,874/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,086/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,477
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,487
−HK$1,026/mo
Today · 4.125%
HK$34,513
baseline
▲ 0.50% · 4.625%
HK$36,613
+HK$2,100/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$69,026/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,130
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,099
−HK$983/mo
Today · 4.125%
HK$38,082
baseline
▲ 0.50% · 4.625%
HK$40,090
+HK$2,008/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,164/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,642
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,720
−HK$1,094/mo
Today · 4.125%
HK$36,814
baseline
▲ 0.50% · 4.625%
HK$39,054
+HK$2,240/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,628/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,539
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,572
−HK$1,049/mo
Today · 4.125%
HK$40,621
baseline
▲ 0.50% · 4.625%
HK$42,762
+HK$2,141/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,242/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,807
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,952
−HK$1,163/mo
Today · 4.125%
HK$39,115
baseline
▲ 0.50% · 4.625%
HK$41,495
+HK$2,380/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,230/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,948
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,046
−HK$1,114/mo
Today · 4.125%
HK$43,160
baseline
▲ 0.50% · 4.625%
HK$45,435
+HK$2,275/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,320/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,972
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,184
−HK$1,232/mo
Today · 4.125%
HK$41,416
baseline
▲ 0.50% · 4.625%
HK$43,936
+HK$2,520/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,832/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,356
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,519
−HK$1,180/mo
Today · 4.125%
HK$45,699
baseline
▲ 0.50% · 4.625%
HK$48,107
+HK$2,408/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,398/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,509 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).