▼ 0.50% · 3.625%
HK$21,951
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,634
−HK$694/mo
Today · 4.125%
HK$23,328
baseline
▲ 0.50% · 4.625%
HK$24,747
+HK$1,419/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,656/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,420
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,075
−HK$665/mo
Today · 4.125%
HK$25,740
baseline
▲ 0.50% · 4.625%
HK$27,097
+HK$1,357/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,480/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,146
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,897
−HK$763/mo
Today · 4.125%
HK$25,660
baseline
▲ 0.50% · 4.625%
HK$27,222
+HK$1,562/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,320/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,862
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,583
−HK$731/mo
Today · 4.125%
HK$28,314
baseline
▲ 0.50% · 4.625%
HK$29,806
+HK$1,492/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,628/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,341
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,161
−HK$832/mo
Today · 4.125%
HK$27,993
baseline
▲ 0.50% · 4.625%
HK$29,696
+HK$1,703/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$55,986/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,304
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,090
−HK$798/mo
Today · 4.125%
HK$30,888
baseline
▲ 0.50% · 4.625%
HK$32,516
+HK$1,628/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,776/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,536
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,424
−HK$902/mo
Today · 4.125%
HK$30,326
baseline
▲ 0.50% · 4.625%
HK$32,171
+HK$1,845/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,652/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,747
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,598
−HK$864/mo
Today · 4.125%
HK$33,462
baseline
▲ 0.50% · 4.625%
HK$35,225
+HK$1,763/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,924/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,732
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,687
−HK$972/mo
Today · 4.125%
HK$32,659
baseline
▲ 0.50% · 4.625%
HK$34,646
+HK$1,987/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,318/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,189
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,105
−HK$931/mo
Today · 4.125%
HK$36,036
baseline
▲ 0.50% · 4.625%
HK$37,935
+HK$1,899/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,072/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,927
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,951
−HK$1,040/mo
Today · 4.125%
HK$34,991
baseline
▲ 0.50% · 4.625%
HK$37,121
+HK$2,130/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,982/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,631
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,613
−HK$997/mo
Today · 4.125%
HK$38,610
baseline
▲ 0.50% · 4.625%
HK$40,645
+HK$2,035/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,220/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,122
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,214
−HK$1,110/mo
Today · 4.125%
HK$37,324
baseline
▲ 0.50% · 4.625%
HK$39,595
+HK$2,271/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$74,648/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,073
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,121
−HK$1,063/mo
Today · 4.125%
HK$41,184
baseline
▲ 0.50% · 4.625%
HK$43,354
+HK$2,170/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$82,368/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,317
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,478
−HK$1,179/mo
Today · 4.125%
HK$39,657
baseline
▲ 0.50% · 4.625%
HK$42,070
+HK$2,413/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,314/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,515
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,628
−HK$1,130/mo
Today · 4.125%
HK$43,758
baseline
▲ 0.50% · 4.625%
HK$46,064
+HK$2,306/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,516/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,512
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,741
−HK$1,249/mo
Today · 4.125%
HK$41,990
baseline
▲ 0.50% · 4.625%
HK$44,545
+HK$2,555/mo
Deposit HK$963K · loan HK$8.66M · min. income ≈ HK$83,980/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,957
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,136
−HK$1,196/mo
Today · 4.125%
HK$46,332
baseline
▲ 0.50% · 4.625%
HK$48,774
+HK$2,442/mo
Deposit HK$963K · loan HK$8.66M · min. income ≈ HK$92,664/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,660 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).