▼ 0.50% · 3.625%
HK$17,094
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,625
−HK$541/mo
Today · 4.125%
HK$18,166
baseline
▲ 0.50% · 4.625%
HK$19,271
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,332/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,017
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,527
−HK$517/mo
Today · 4.125%
HK$20,044
baseline
▲ 0.50% · 4.625%
HK$21,100
+HK$1,056/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,088/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,803
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,388
−HK$594/mo
Today · 4.125%
HK$19,982
baseline
▲ 0.50% · 4.625%
HK$21,198
+HK$1,216/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,964/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,918
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,479
−HK$569/mo
Today · 4.125%
HK$22,048
baseline
▲ 0.50% · 4.625%
HK$23,211
+HK$1,163/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,096/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,512
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,150
−HK$649/mo
Today · 4.125%
HK$21,799
baseline
▲ 0.50% · 4.625%
HK$23,125
+HK$1,326/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,598/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,820
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,432
−HK$621/mo
Today · 4.125%
HK$24,053
baseline
▲ 0.50% · 4.625%
HK$25,321
+HK$1,268/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,106/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,222
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,913
−HK$702/mo
Today · 4.125%
HK$23,615
baseline
▲ 0.50% · 4.625%
HK$25,052
+HK$1,437/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,230/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,721
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,385
−HK$672/mo
Today · 4.125%
HK$26,057
baseline
▲ 0.50% · 4.625%
HK$27,431
+HK$1,374/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,114/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,931
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,676
−HK$756/mo
Today · 4.125%
HK$25,432
baseline
▲ 0.50% · 4.625%
HK$26,979
+HK$1,547/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,864/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,623
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,337
−HK$725/mo
Today · 4.125%
HK$28,062
baseline
▲ 0.50% · 4.625%
HK$29,541
+HK$1,479/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,124/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,641
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,438
−HK$810/mo
Today · 4.125%
HK$27,248
baseline
▲ 0.50% · 4.625%
HK$28,906
+HK$1,658/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,496/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,525
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,290
−HK$776/mo
Today · 4.125%
HK$30,066
baseline
▲ 0.50% · 4.625%
HK$31,651
+HK$1,585/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,132/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,350
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,201
−HK$864/mo
Today · 4.125%
HK$29,065
baseline
▲ 0.50% · 4.625%
HK$30,833
+HK$1,768/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,130/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,426
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,242
−HK$828/mo
Today · 4.125%
HK$32,070
baseline
▲ 0.50% · 4.625%
HK$33,761
+HK$1,691/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,140/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,059
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,963
−HK$919/mo
Today · 4.125%
HK$30,882
baseline
▲ 0.50% · 4.625%
HK$32,761
+HK$1,879/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,764/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,328
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,195
−HK$880/mo
Today · 4.125%
HK$34,075
baseline
▲ 0.50% · 4.625%
HK$35,871
+HK$1,796/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,150/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,769
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,726
−HK$972/mo
Today · 4.125%
HK$32,698
baseline
▲ 0.50% · 4.625%
HK$34,688
+HK$1,990/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,396/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,230
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,148
−HK$931/mo
Today · 4.125%
HK$36,079
baseline
▲ 0.50% · 4.625%
HK$37,981
+HK$1,902/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,158/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$224,892 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).