▼ 0.50% · 3.625%
HK$21,668
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,342
−HK$684/mo
Today · 4.125%
HK$23,026
baseline
▲ 0.50% · 4.625%
HK$24,428
+HK$1,402/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,052/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,105
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,752
−HK$655/mo
Today · 4.125%
HK$25,407
baseline
▲ 0.50% · 4.625%
HK$26,747
+HK$1,340/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,814/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,834
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,576
−HK$753/mo
Today · 4.125%
HK$25,329
baseline
▲ 0.50% · 4.625%
HK$26,870
+HK$1,541/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,658/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,516
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,227
−HK$721/mo
Today · 4.125%
HK$27,948
baseline
▲ 0.50% · 4.625%
HK$29,421
+HK$1,473/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,896/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,001
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,810
−HK$822/mo
Today · 4.125%
HK$27,632
baseline
▲ 0.50% · 4.625%
HK$29,313
+HK$1,681/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,264/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,926
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,702
−HK$787/mo
Today · 4.125%
HK$30,489
baseline
▲ 0.50% · 4.625%
HK$32,096
+HK$1,607/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,978/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,168
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,044
−HK$890/mo
Today · 4.125%
HK$29,934
baseline
▲ 0.50% · 4.625%
HK$31,756
+HK$1,822/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,868/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,337
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,177
−HK$853/mo
Today · 4.125%
HK$33,030
baseline
▲ 0.50% · 4.625%
HK$34,771
+HK$1,741/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,060/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,335
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,278
−HK$959/mo
Today · 4.125%
HK$32,237
baseline
▲ 0.50% · 4.625%
HK$34,199
+HK$1,962/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,474/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,747
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,652
−HK$918/mo
Today · 4.125%
HK$35,570
baseline
▲ 0.50% · 4.625%
HK$37,445
+HK$1,875/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,140/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,502
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,512
−HK$1,028/mo
Today · 4.125%
HK$34,540
baseline
▲ 0.50% · 4.625%
HK$36,641
+HK$2,101/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,080/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,158
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,127
−HK$984/mo
Today · 4.125%
HK$38,111
baseline
▲ 0.50% · 4.625%
HK$40,120
+HK$2,009/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,222/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,668
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,747
−HK$1,095/mo
Today · 4.125%
HK$36,842
baseline
▲ 0.50% · 4.625%
HK$39,084
+HK$2,242/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,684/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,568
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,602
−HK$1,050/mo
Today · 4.125%
HK$40,652
baseline
▲ 0.50% · 4.625%
HK$42,795
+HK$2,143/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,304/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,835
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,981
−HK$1,164/mo
Today · 4.125%
HK$39,145
baseline
▲ 0.50% · 4.625%
HK$41,527
+HK$2,382/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,290/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,979
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,078
−HK$1,115/mo
Today · 4.125%
HK$43,193
baseline
▲ 0.50% · 4.625%
HK$45,469
+HK$2,276/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,386/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,002
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,215
−HK$1,233/mo
Today · 4.125%
HK$41,448
baseline
▲ 0.50% · 4.625%
HK$43,970
+HK$2,522/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,896/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,389
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,553
−HK$1,180/mo
Today · 4.125%
HK$45,733
baseline
▲ 0.50% · 4.625%
HK$48,144
+HK$2,411/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,466/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,230 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).